Our Blogs

The best ways to build generational wealth require strategic planning, bold execution, and a resilient mindset. Learn how here.

Proptech, such as the Auction Snitch app, is changing the real estate landscape. Find out how!

When learning how to add value to your property, success hinges on strategic decision-making and informed choices. Learn more here.

Property sentiment reports play a critical role in the real estate industry, offering valuable insights into market trends, investor sentiment, and future outlooks. Learn more here.

Get over your fear of not knowing if you have the right team and property investment strategy to build a thriving property portfolio. Find confidence here.

An investment property is real estate purchased with the intention of earning a return on the investment. Here's what you should consider before buying one.

Owning an investment property is a great wealth creation strategy for many. Let’s look at 12 tips to help you buy the right investment property for your needs.

The dream of buying the perfect property can feel like searching for a needle in a haystack, but is investing extra money into a buyer's agent worth it?

A strata inspection report can be your saving grace when it comes to buying property. Find out how.

Our Founder, Aaron Christie-David, is redefining success in the mortgage broking industry with a focus on cultivating an abundance mindset. Through his recent appearance at the Always Be Connecting podcast produced by Storytellers Australia, Aaron highlights the crucial role of building deep, meaningful relationships in achieving both personal and business success.

From law school dropout to a mortgage broker story, Trinity Matts found her true calling helping others navigate the path to homeownership. Discover her career pivot, expert tips for first-time buyers, and inspiring plans for empowering women through financial literacy. Join the conversation and celebrate the courage to chase your dreams!

Explore the latest housing data and future predictions for the Australian property market. Discover which suburbs and regions are most affordable to buy real estate in 2023. Get insights on property price changes expected in 2024.

Australia's property market is showing signs of slowing growth. But will rising rates cause the process to crash in 2024 or can immigration and undersupply buffer fall?

The RBA holds Australia's official cash rate at 4.35% to start 2023 after sharp hikes last year, serving as the baseline for interest rates. What is the cash rate, how high could it go, and how are variable home loans and savings impacted? This article explains the cash rate in-depth, projections for 2023, effects on consumers and businesses, and how to navigate still-high rates.

An in-depth dissection of the key ingredients fueling Australian property market success. From voracious investor appetite to limited land supply and low-interest rates turbocharging mortgages, this analysis investigates the perfect storm of factors sustaining a property's golden run. It also explores potential risks that could derail future growth if left unchecked.

Housing Shortage in Australia faces intensifying shortages with demand drastically outpacing supply. Learn how taking a systems thinking approach can help key actors across construction, policy and property collaborate on sustainable solutions.

Learn precisely when adding warehouses, office spaces and other commercial assets unlocks the true capability dormant within your property portfolio by turbocharging equity manufacturing for accelerating wealth building overall. From strong foundations to multiplying returns, discover the carefully timed injections that unlock the commercial property portfolio potential.

Comprehensive 2024 Australian Property Market Predictions outlook for real estate detailing market forecasts, price predictions by city, factors impacting growth, and advice for positioning in uncertain times.

This in-depth guide covers everything Australians need to know about proper home loan refinancing, and financial planning including setting life goals, budgeting, managing debt & taxes, investing for retirement, insurance, and tips from financial advisors to ensure you optimise money management, reducing debt, and secure your family’s financial future.

This in-depth guide covers everything Australians need to know about proper financial planning including assessing your finances, setting life goals, budgeting, managing debt & taxes, investing for retirement, insurance, estate planning, and tips from financial advisors to ensure you optimize money management, reduce debt, and secure your family’s financial future.

Pursuing investment success should never undermine personal health or purpose. Yet with numerous demands on time and energy, maintaining perspective on core motivations is challenging. This guide shares advice from Australia’s top-performing investors on how they balance ambitious investing and business goals with deeper needs for fulfilment and well-being. Learn how they set purpose-driven goals tied to passion projects versus money alone, stay responsive by reshaping plans around life’s ups and downs, and prioritize self-care alongside progress. With insight on processing emotions constructively, leveraging strengths sustainably, and retaining focus on what matters most, top-up investment outcomes without losing your way.

Atelier Wealth simplifies the mortgage process for first-home buyers through expert lending knowledge and personalized support. Learn how they empower first-timers.

Conducting proper due diligence is crucial for Australian property investors. This article explores what due diligence involves, why it matters, how to build your due diligence team, and how to use it to protect your investment goals when buying property. Learn why thorough research is essential to make informed decisions and minimise risk.

Growing your borrowing potential is key to amplifying returns in Australian property investment. This comprehensive guide outlines 10 proven strategies investors can use to maximise their borrowing capacity.

Everything you need to know about buying your first home in Australia. This in-depth guide covers saving for a deposit, getting loan pre-approval, using grants/schemes, finding the right property and suburb, bidding at auction, and more.

Rentvesting is becoming increasingly popular in Australia. Learn what rentvesting is, why Australians are doing it, and find tips on the best places and strategies to rentvest across the country.

The RBA has increased the official cash rate again, taking it to 4.35% from 4.10%. Get an in-depth look at why the central bank is raising rates, how it impacts mortgages and the economy, and what could be next for interest rates in Australia.

Artificial intelligence is disrupting real estate, providing data-driven insights for smarter property investing. This article explores how AI can analyse markets, assess deals, predict prices, and automate tasks to find profitable investments in Australia.

Artificial intelligence is disrupting real estate, providing data-driven insights for smarter property investing. This article explores how AI can analyse markets, assess deals, predict prices, and automate tasks to find profitable investments in Australia.

With climate change intensifying natural disasters, sustainable and resilient home design matters more than ever. This article explores how to create climate-adapted shelters that can withstand floods, bushfires, droughts, and heatwaves through passive solar, renewable energy, durable materials, and smart construction.

Achieving positive cash flow is key to building a strong investment property portfolio in Australia. This comprehensive guide covers how to maximise rents, optimise taxes, use equity, and leverage depreciation to ensure your properties generate more income than expenses each month.

Buying property with a self-managed super fund unlocks tax benefits and wealth-building potential. This comprehensive guide covers SMSF property rules, loan types, deposit tips, location factors, due diligence, and more. Learn how to establish and leverage your SMSF for strategic property investments.

With the right strategy, commercial properties can produce excellent returns. This guide covers how to start investing in commercial property in Australia.

Discover whether it's better to try timing the property market or take a long-term approach focused on decades of compounding returns. Learn investment strategies to build real estate wealth.

Think estate planning doesn't matter until you're older? Think again. An updated will and comprehensive estate plan can prevent major complications regardless of age or assets. This article covers what estate planning entails, why it's essential to do ASAP, and how it protects your family's interests when you pass away. Gain insight into how effective plans distribute your assets, assign guardianship of children, establish trusts, minimise taxes, and avoid disputes. Find out why you need to appoint executors and structure your legacy properly with professional guidance. Don't jeopardize your loved ones' future.

Want to secure your children's financial future but unsure where to start investing in Australia? This guide explores the best property and alternative investment options for building long-term wealth for your kids. Learn smart strategies for investing in real estate, shares, high-interest savings, and gold. Discover how to buy investment properties with positive cash flow, add your child to the title, invest in ETFs and blue chips, maximize interest savings accounts, and leverage the power of compound growth. With tips for getting started early, investing regularly, and involving children in financial decisions, you can set your kids up for financial success through savvy investing.

Feeling afraid to start investing in property? Anxiety about debt, risk, and failure often holds aspiring investors back. This blog provides practical tips to overcome Australia's most common property investment fears. Learn how to move past analysis paralysis, leverage mentors and education, start small to limit risk, and take imperfect action despite fear. Gain the knowledge and mindset to confidently begin your Australian real estate wealth-building journey. Discover how to push past fear and start investing in property even as a beginner.

Real estate investing can be highly lucrative - even for beginners. This guide covers all you need to know about real estate investing for beginners.

Discover expert property pricing tips from Penny Vandenhurk, Director and Buyer's Agent at Purchase with Penny. Unlock the secrets of real estate transactions and make confident property choices with insider insights. Tune in to the Australian Property Investment Podcast now!

Explore the options, benefits, and potential pitfalls of guarantor loans while learning how to make informed decisions about your financial future. From securing your dream home to improving your creditworthiness, this guide has you covered. Don't miss out on this essential resource for achieving your financial goals in 2023.

Explore the latest trends in Australia's rental market for Q3 2023. Dive into rental growth, availability challenges, city vs regional dynamics, and the widening rent gap between houses and units. Get informed insights for investors and renters.

Explore the latest trends in construction cost growth and what they mean for the building sector. Discover insights into material and labour cost fluctuations and how they impact the industry. Get state-wise breakdowns and expert analysis to stay informed about the changing dynamics.

Explore the psychological and behavioural nuances behind successful property investment. Delve into mastering the laws that govern investment behaviour to sculpt a triumphant investment journey.

Unlock the potential of your Self-Managed Super Fund with our definitive guide to property investment. Explore the critical do’s and don’ts, navigate through compliance, and maximise your SMSF benefits. Steer your fund towards secure and lucrative property investments by understanding the intricate rules and strategic approaches tailored just for you. Your roadmap to SMSF property investment success starts here!

Explore strategic insights into elevating the worth of your Australian landholdings. From understanding local zoning laws and optimising land use to smart investment in infrastructure and community engagement, our guide unfolds the path to harmoniously merge profitability with sustainability in land development. Unlock the potential of your property today with our expert tips and strategies.

Unlock the secrets of successful real estate with our ultimate guide on what to look for when investing in a brand new property. Dive into a world of strategic evaluation, understanding strata reports, navigating under quoting, and mastering negotiation tactics to ensure your next property investment is astute, secure, and prosperous. Your journey to becoming a savvy property investor starts here!

Dive into the transformative power of Atomic Habits and discover how minute, consistent behavioral shifts can compound into monumental life changes. Explore a guide on forming, sustaining, and evolving habits that pave the path towards your personal and professional aspirations.Engaging with this practical guide to atomic habits, readers will unearth the secrets to crafting a life woven with intentional, empowering habits, propelling them towards their aspirations and a robust, enriched life.

Unlock the secrets to everlasting financial flexibility with our ultimate guide on avoiding running out of borrowing capacity. Explore proven strategies focused on safeguarding your credit score, mastering debt management, and making wise investment choices to ensure you navigate every financial season with stability and opportunity. Elevate your financial journey with tips that preserve and amplify your borrowing potential, making your dreams and goals ever accessible.

Discover the ultimate guide to selling your property successfully during the spring season. Our comprehensive article provides expert tips on preparation, presentation, promotion, and pricing to help your property stand out in the competitive spring real estate market. Whether you're selling your residence or an investment property, this resource will guide you through the essential steps to maximise your property's appeal and achieve the best results. Take advantage of this invaluable advice for a seamless and profitable spring property sale.

Building on insights from last week's guest Eddie Dilleen on the Australian Property Investment Podcast, this article offers a comprehensive guide for young investors. Learn key strategies, the importance of relationship-building with real estate agents, and essential negotiation skills to succeed in the property market. Stop waiting for the 'perfect moment'—read on to kick start your investment journey.

Discover how to find the perfect mortgage broker in Sydney, Australia. This comprehensive guide provides essential criteria to consider and introduces Atelier Wealth as your top choice. With expertise, a broad lender network, and stellar reviews, Atelier Wealth simplifies your mortgage journey.

The property market in Sydney is undergoing a shift, reflecting a nationwide trend of distressed property sales that experts are keeping a close eye on.

Dive into the unexplored realm of real estate auction clearance rates, where the true influencer isn't just the market dynamics. Discover how 'Operator Error' plays a pivotal role in determining the success of property auctions and why choosing an adept agent can make all the difference. Learn about key terms like 'Uncollectibles' and 'Preliminary Results' to stay ahead in the real estate game.

Explore the resilience of Australia's housing market in 2023, defying expectations with strong growth. Learn about key drivers, affordability challenges, and potential market influencers in this insightful analysis.

Dive into the intrinsic connection between health and fitness. Explore the benefits of a fit lifestyle, understand the synergy between the two, and discover actionable tips to weave them into your daily routine. Prioritise well-being today!

Discover the journey from property investor to mentor. Unveil the importance of sharing strategies and empowering others through knowledge in the realm of property investment.

Discover AMP Bank's streamlined "One Touch Formal" approach for home loan applications. Dive into the requirements, from PAYG income documentation to construction specifics, ensuring a seamless journey towards your dream home with AMP.

Explore the transformative power of equity in scaling your property portfolio. This comprehensive guide delves into the relationship between equity and growth, the significance of Precision, Performance, Profits, leveraging equity for renovations, capital growth vs. cash flow dilemma, and the emergence of data-driven decision-making. Tune into Episode 104 of the Australian Property Investment Podcast and unleash equity's potential to shape your financial destiny.

Get ready to go on an overseas adventure with the help of our comprehensive overseas travel guide. Learn in-depth advice for planning a trip of a lifetime anywhere in the world, from packing light to honouring local customs.

Discover how confidence serves as the driving force for real estate investors, shaping their journey to success. Unravel the secrets of self-assurance, embrace risk with composure, and learn to turn setbacks into stepping stones. Empower yourself with assertiveness and inspire others as you cultivate the essential trait of confidence in the dynamic world of real estate investing.

Dive into our comprehensive guide to strike the right chord between work and personal life. Understand what work-life balance truly means, the risks of imbalance, and practical steps you can take towards achieving a fulfilling, balanced life in the modern world.

Expert buyer's agent Julie Crockett illuminates the path to successful property investment for first-timers. Discover how to leverage equity and rentvesting strategies to kickstart your journey in the Australian real estate market.

Discover the significance of holistic wellness by nurturing both your physical and emotional health. Embrace healthy habits, self-care, and mindfulness to achieve a balanced and fulfilling life. Invest in yourself and savour the joy of well-being.

Discover expert tips and strategies in our comprehensive Inner West buying guide. Navigate the competitive real estate market, define your priorities, set a realistic budget, and leverage the expertise of a buyer's agent to secure your dream home in Sydney's vibrant Inner West region.

Learn key strategies to thrive in the professional industry. Explore goal setting, networking, skill enhancement, and personal branding for a successful career. Discover how to navigate the competitive landscape and stand out among your peers.

Join us in celebrating the 100th episode of the Australian Property Investment Podcast. Reflect on our journey, learn from industry experts, and gain valuable insights into property investing. Discover the impact we've had on people's lives and explore the future of the industry. Let's continue learning, evolving, and investing smarter together.

Learn expert tips from a commercial buyer's agent on how to build a thriving commercial property portfolio from scratch. Discover the essential steps, strategies, and considerations to maximise your success in commercial real estate investing.

The RBA's decision to hold the cash rate at 4.10% offers relief to Australian borrowers while the bank assesses the economy's status. Future rate changes depend on domestic and global economic data, with a commitment to achieving the inflation target.

Navigating the real estate market can often feel like stepping into a labyrinth. Luckily, we have industry insiders like Scott Aggett, Founder and Expert Property Negotiator of Hello Haus, ready to shine a light on the twists and turns of the property-buying journey. As a former real estate agent, Scott's unique perspective demystifies the process, helping aspiring homeowners avoid common pitfalls and make confident property choices.

Housing is more than just a roof over our heads. It's a cornerstone for security, stability, and well-being, especially in a diverse and dynamic country like Australia. Homeownership, in particular, holds an esteemed place in the aspirations of Australians, providing not only a sense of housing tenure security but also opening the door to a host of long-term social and economic benefits (AIHW 2022). However, the conversation around homeownership and housing affordability has sparked rigorous debate in public forums.

In podcast episode 97, we unravel the truth behind buying, lending, and self-managed super funds. Ever dreamt of securing your financial future through real estate? Get ready to turn that dream into reality. We break down complex topics and reveal the secrets of successful wealth generation through property.In a world where financial independence is a sought-after dream, Raymond Hempstead, a seasoned financial expert, shares his wisdom and insights on self-managed super funds (SMSFs), aiming to debunk the prevailing misconceptions around this wealth-building strategy. With years of experience in the financial sector, Hempstead's unique approach to investment and lending strategies provides a fresh perspective on the opportunities and potential pitfalls of SMSFs.

In a climate where working from home, flexible hours, and task management software are becoming commonplace; employees are experiencing less stress. However, a recent study by Asana, a leading work management platform, paints a starkly different picture. A shocking 45% of workers grapple with the double whammy of burnout and impostor syndrome, two persistent mental health issues that can significantly impact productivity and overall well-being.

In podcast episode 96, we introduce you to a remarkable woman, Faithe Skinner, who successfully traded the hustle and bustle of city life for the serene landscapes of the Blue Mountains while amassing a portfolio of five properties.

A groundbreaking study has revealed the profound impact of our beliefs on our mental health. Simply believing that you have the power to improve your mental health is intrinsically linked with higher overall well-being. This connection highlights the importance of mindset and self-efficacy in our journey towards mental wellness.

Damien and Aaron recently held a LinkedIn event to tackle one of Australia's most pressing issues concerning current and future students - the anticipated 7% increase in the Higher Education Contribution Scheme (HECS) debt indexation rate. Here, we distil the key takeaways and insights shared during this enlightening and empowering session

In podcast episode 94, we're diving into a topic that's near and dear to many aspiring homeowners and property investors: struggling to save that pesky 20% deposit. We're asking the question, could there be a way to overcome this challenge and still make confident property decisions?

In today's financial landscape, lending behaviours are crucial in shaping individuals' financial well-being and economic growth. Whether you borrow funds for personal or business purposes, understanding lending behaviours is essential to make informed decisions and effectively manage your financial obligations. This comprehensive guide will delve into the various aspects of lending behaviours, providing valuable insights and practical tips for borrowers and lenders alike.

In podcast episode 93, we discussed an intriguing topic: First Home Buyer Benefits and What’s the Budget In It. We had the pleasure of having an expert guest, Damien Walker, who has been instrumental in helping numerous first-time home buyers and investors navigate the complexities of the real estate market.

In the fluctuating economic landscape, homeowners with fixed-rate mortgages may have concerns about the so-called "fixed-rate cliff."

More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run you through all the upcoming changes to the low deposit, no lenders mortgage insurance schemes.

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments?

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.

Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national house prices.

The RBA has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data.

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.

The RBA has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.

Changing jobs may offer more perks - higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?

Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and getting on with a reno can be, there are certainly pitfalls to avoid.

Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage.

Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant? We’ll fill you in on what you need to know.

As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution keepers; the pavement pounded by brand-new sneakers. But what about shaping up your finances?

End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year.

Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market?

The Reserve Bank of Australia has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023.

Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can help show lenders you've got what it takes to meet mortgage repayments.

What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right.

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some can come as a big shock. So today we’ve outlined five surprising reasons to help you avoid home loan heartbreak.

For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis shows that meeting mortgage repayments could actually be cheaper than renting for more than a third of Australian properties.

Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much will this rate rise increase your monthly mortgage repayments, and when are the hikes expected to stop?

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.

You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will this rate hike increase your monthly mortgage repayments, and when will it kick in?

The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can leave renting in the dust and make homeownership a reality.

Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the way. But just how long does it take for each rate rise to impact your monthly mortgage repayments?

Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes on purchasing. But could the current climate offer opportunities?

The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand.

They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a smooth transition?

Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.

You’ve probably heard that interest rates are on the rise and national property prices are on the way back down. Here’s how you can kill two birds with one stone: by refinancing to unlock equity and giving your home an energy-efficient makeover at the same time.

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out.

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to hang in there and keep up with all these monthly cash rate hikes.

We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.

Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or boost their superannuation. Have you thought about how you could take advantage of last year’s property price spike?

Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to new data. Here’s how to secure one of the highly coveted 35,000 scheme spots released on July 1.

Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient and environmentally friendly? Today we’ll run you through a new tax change that could help you buy something a little more la-de-da.

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid continuing inflation pressures. How much will this third consecutive hike increase your monthly mortgage repayments?

With interest rates on the way back up, there’s no doubt some households around the country are starting to do it a bit tough. Coincidentally, some big changes kick in on July 1 when it comes to recording financial hardship arrangements.

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.

Tax time is just around the corner and the ATO has sent out a warning to businesses around the country that owe it money: the COVID-19 moratorium on debt collection has come to an end. Rest assured though, you’ve got some options.

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.

The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much extra should you expect to pay on your home loan?

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?

Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.

Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.

Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.

Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable business assets, according to Commonwealth Bank (CBA) data.

The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after figures showed the cost of living jumped 5.1% over the past year - the highest annual increase in more than 20 years.

First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.

It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have fallen victim to underquoting. Obviously, you can’t change your footy team, but you can follow these tips to avoid the sketchy real estate practice.

Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.

It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new research. Want to hear something crazy, though? We know how to quarter that timeframe…

First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget - with 50,000 low deposit, no LMI scheme spots up for grabs. 

Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.

Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16 recommendations to tackle housing affordability has just been plonked on pollies’ desks in Canberra. Today we’ll run through them for you (succinctly, we promise).

New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.

It wasn’t long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction. But with interest rates on EV loans recently dropping to under 3%, going electric is now more in the realms of an everyday, mundane, household budget decision.

It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking like they could soon peak, and three still going strong. How is the market performing in your neck of the woods?

Hold onto your hats, things are about to get a little bumpy. Economists from Australia’s biggest bank are predicting the Reserve Bank will raise the official cash rate as early as June - and we’re already seeing fixed interest rates increase significantly.

Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment. So if you live in one of the suburbs in this week’s article, you might want to get the ball rolling sooner rather than later…

Why is it getting so expensive to build your own home? Today we’ll look at the rising cost of materials and why all homeowners should take note.

Ever dreamed about telling your boss to “shove it” and starting up your own business? Well, there’s been a big jump in Millennials and Gen Zs who are saving up to do just that (well, maybe except for the “shove it” part!).

With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type performed? Today we’ll show you how to find out in just a few clicks.

How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size has increased dramatically over the past year - up almost $100,000.

Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in 2021 can do both. But which vehicle took the crown? Well, it was super close, so let’s have a look.

Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is almost four years ahead on their mortgage payments.

Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which are doomed to fail. So why not add a nice straightforward financial goal to the list this year?

To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We hope you’re shifting into holiday mode and getting ready to relax and unwind (or looking forward to a few public holidays at least!).

Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could be in luck - the federal government will soon reissue up to 4,651 unused Home Guarantee Scheme spots.

Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments? Don’t worry, it’s a common concern. But some promising data has just come out that might help you put those fears aside.

Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends. But be careful this silly season: more than half of Buy Now Pay Later customers are struggling to pay day-to-day living expenses.

Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost of property and FOMO has led to more than a quarter of Australians considering buying a property with a ‘non-traditional’ partner.

The summer trading season poses a raft of tricky cashflow and stocking challenges for retailers at the best of times, let alone following a global pandemic slowdown. But if done well it can set your business up nicely for the good times ahead.

You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can you do to make sure you’re not forever chasing the great Australian dream?

Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble when interest rates rise, right? Today we’ll look at what happened to house prices when interest rates were hiked in the past.

When you pay a supplier or service provider, are you certain you’re paying the right account? You’ve got to be super careful these days, as scammers are compromising inboxes and requesting payments to a new account. Here’s how to protect your business and its customers.

Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared data in this brave, new, data-fuelled world? A new report has shed some interesting insights.

Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due to the economy bouncing back strongly from the Delta outbreak. So just how soon can we expect a rate rise?

More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching an episode on Netflix, according to new research.

We’ve all been guilty of the odd credit card mix-up from time to time - it happens! But if you’re consistently relying on a personal credit card to pay your business expenses - like 4-in-10 SME owners - then it’s probably time to explore other funding options.

Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this week. So if you’ve been thinking about fixing your mortgage lately, it could be time to consider doing so.

Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a leg up into the property market. Could you, or someone you know, be eligible?

While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options available. And brokers have an important role to play for businesses, says the Productivity Commission.

Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans. So who will they impact most?

The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?

Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs only half were successful in obtaining the full amount they were seeking.

With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according to the latest annual survey. And investors have their sights set on one city in particular.

The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”.

With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too.

Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it tough, but silently pressing on. As always, we’re here to support you, and for R U OK? Day we’re sharing ways you can help others.

Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market. 

More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding after the federal government expanded the eligibility criteria for the SME Recovery Loan Scheme.

With many people around the country doing it tough right now, this week we’ll look at a way you can take some pressure off your monthly finances through debt consolidation.

With the pandemic once again tightening its grip around many parts of Australia, today we’ll run you through hardship and grant options that could be available to you or your business.

What measures do you have in place to help protect your family home or business? If life insurance through your superannuation account is one of them, then it’s a good time to give it a quick review - especially if you work in a high-risk environment.

You’d have to go all the way back to the 2004 Athens Olympics to find a time when house price growth was faster than it has recently been. But latest data suggests the golden run has started to slow down.

Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll run you through three cash flow tips for your business, whether it’s growing or struggling.

Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit reporting agency has made a big change that means your BNPL data will go onto your credit report.

Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’ signs. But is Saturday actually the best day to auction your home? New data suggests perhaps not.

As if Australian business owners hadn’t faced enough challenges this past year - now the dreaded annual insurance and workers compensation premiums will soon arrive in mailboxes. Here’s how to smooth ‘em all out (and get an early bird discount!).

One of the most exciting things about moving into your own home is doing whatever you want with it, such as growing your own veggie patch. But did you know more than a third of Aussie backyards are contaminated with lead? Here’s how to get your soil tested for free.

After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But if the cash rate returned to mid-2019 levels, how much extra would an average new mortgage holder expect to pay each month? Let’s take a look.

If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost only have a few days to act this financial year.

First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.

An increasing number of Australians are prioritising larger homes and bigger blocks in their house-hunting endeavours since the pandemic began. But where to look? Well, a new search tool helps you calculate which suburbs offer the best bang for your buck.

Australian businesses have shifted things up a gear this year, with new asset finance figures revealing a 187% rise in light commercial vehicle purchases since January.

Most of Australia may be a seller’s market right now, but there are still a few dozen suburbs around the country where there’s more housing stock available than in previous years. Today we’ll check out which 33 suburbs are still offering plenty of options for buyers.

While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans or mortgage rates work. That’s why we make it our mission to enlighten you during your home buying journey.

Keen to buy a vehicle, asset or another vital piece of equipment for your business and immediately write off the cost? Well, you better get cracking, as we’re officially entering end-of-financial-year territory.

Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”. So if you’ve been thinking about fixing your interest rate, it could be high time to do so.

Small businesses in dispute with the ATO over their tax debt will get “a fairer go” under new rules proposed in the federal budget. Meanwhile, one-year extensions have been granted for the full asset write-off and loss carry-back schemes. Let’s break it all down.

Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.

While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy than rent over the next decade, according to a new report.

Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked, says CoreLogic.

Businesses across the country are purchasing new equipment and vehicles in record numbers, as companies big and small embrace the strongest market conditions seen in years, according to NAB data.

Tens of thousands of HomeBuilder applicants around the nation can breathe a sigh of relief after the federal government extended the construction commencement requirement from six months to 18 months.

You open up the real estate app on your phone, scroll through a few listings, and then there it is: the home of your dreams, ‘added 1 hour ago’. So just how long do you typically have to act in this hot market?

The COVID-19 loan deferral program and credit reporting amnesty is now over, which means banks will report any late repayments on mortgage or small business loans to credit agencies unless you’ve entered into a hardship arrangement.

The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look.

Thinking of building, buying a new home or renovating? The HomeBuilder scheme ends on March 31, which means you’ve got less than two weeks to take advantage of the $15,000 grant.

Who would take the reins of your family business if you had to take a step back from it? Turns out just one-in-six businesses have a proper plan in place. But rest assured you can develop your own succession plan fairly painlessly, with the help of a new guide.

Did you know more than a third of Australian homeowners are considering putting their property up for sale so they can take advantage of the current boom in prices? Here’s how to get your property looking spick and span for prospective buyers.

It’s official: Australia’s housing market is in the midst of a broad-based boom, with the national home value surging 2.1% higher in February; the largest month-on-month change since 2003.

Things are starting to look better for small business owners across the country with just 5% of deferred business loans yet to resume repayments. Meanwhile, there are signs that business credit demand is improving, especially when it comes to asset finance.

The first home buyer market had a bumper year in 2020 due to modest declines in property prices, reduced investor activity, and a range of government incentives. But with those advantages tailing off, how will first home buyers compete in 2021?

Australia’s housing market is on the “cusp of a boom”, with house prices set to leap 16% over the next two years, according to the Commonwealth Bank (CBA).

How well placed is your retail business when it comes to its digital transformation? Today we’ll look at some of the ways your competitors might be complementing their bricks and mortar stores with online empires.

Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS) spots from the 2019-20 financial year. 

After a bumpy 2020, 2021 is already rewriting the record books. From property prices, to interest rates, to refinancing - no matter which way you look records are being broken. Today we’ll look at why property market sentiment is riding so high.

When coronavirus broke out across Australia, doomsday reports tipped the property market could fall as far as 30% across the country. Fortunately, that wasn’t the case. Here’s how to find out how your suburb actually fared.

If you’re worried about how to recover from the horror show that was 2020, you’re not alone. Two-thirds of Australian small to medium businesses feel the same way, research shows.

It’s the document that was never meant to see the light of day. But a Freedom of Information request reveals the Reserve Bank of Australia projects a 30% increase in house prices if interest rates remain low for the next few years.

While you were kicking your feet up over the festive season, did you flick open your phone and scroll through real estate listings in your dream location? If so, you might’ve noticed there were fewer properties listed for sale than usual. Here’s why.

Long gone are the days of Holden vs Ford. These days it’s all about the SUV vs the great Australian ute. So which vehicle type topped the list in 2020?

Whenever we think of New Year’s resolutions, the first thing that comes to mind is a health kick. But here are three (easy) New Year’s resolutions that’ll help improve your financial wellbeing in 2021.

Well, that was a year for the history books. Time to start looking forward, we reckon! And the good news is 2021 offers plenty of promise. So what’s your New Year’s resolution?

To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season.

Small businesses are receiving payments from clients a month late on average - that’s 18 days longer than last year. Make sure your business's cash flow isn’t adversely impacted this holiday season.

How comfortable do you feel leaving your home unattended when you go on holidays? Turns out that those who know their neighbours best have more peace of mind.

‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found.

The finance industry has a bunch of acronyms and abbreviations that can make the home buying process a little confusing. But they’re not as difficult to understand as you might think. Take our short quiz to see how many you can answer!

The festive season is fast approaching and this year, more than ever, it’s important for businesses to ensure they have their cash flow management in order. Here are our top 8 ideas to help you through the upcoming period.

First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home.

If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%.

Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021.

Consumer sentiment is surging, confidence in the housing market is booming, and the number of experts tipping a Melbourne Cup Day cash rate cut is increasing. Let’s look at why households and businesses are becoming increasingly optimistic.

There was one big-ticket initiative in the federal budget that really caught our eye, and that was the turbocharged version of the instant asset write-off scheme. Today we’ll look at how it could improve your business’s cash flow moving forward.

You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll still be able to borrow responsibly. Let us explain how.

If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks. Here’s what to expect and what options are available to you.

2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another.

First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a little-known government scheme. Today we’ll discuss how. 

As if small and medium-sized businesses weren’t already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Here’s how we can help.

Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items.

Homeowners in record-high numbers are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap? 

Getting a bill in the mail is never pleasant, but your annual insurance and workers compensation premiums can be particularly tough lump sums to swallow. There is, however, an affordable financing option that can limit the impact on your business’s cash flow. Let’s take a look.

Home and business owners struggling financially due to COVID-19 will be given another four months to resume paying back their loans.

‘Open Banking’ is now officially upon us. But what does that mean and why should you care? Well, in a nutshell, it’ll be easier and quicker for you to get a better deal on banking products going forward.

The “crucial final touches” on the federal government’s $25,000 HomeBuilder scheme have been revealed. Will your build be eligible?

Most of us have at one time dreamed of discovering a hidden little gem and renovating it into the most enviable house on the street. With the $25,000 HomeBuilder grant, those dreams are closer to becoming a reality for many. But where to look?

Got your eye on a shiny new vehicle for your business thanks to the $150,000 instant asset write-off? We've got the answers to the FAQs many business owners are asking ahead of the looming EOFY deadline.

Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.

With 2019 drawing to a close, we hope you're shifting into holiday mode and getting ready to relax and unwind (or, at least, looking forward to a few public holidays!).

Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive season just around the corner, here’s how to find some long lost funds for you and your family in less than one minute.

Got a pool you’re constantly scooping leaves out of but never use? Or perhaps you’re looking to cool off this summer in the privacy of someone else’s backyard. Well, a new pool-sharing app has just launched in Australia.

Small business owners experiencing financial difficulties are often leaving it too late to seek help from a trusted adviser before going bust.

Predatory payday lenders are profiting from vulnerable Australians and trapping them in spiralling debt, according to a collaborative report by 20 consumer advocacy bodies.

Looking to refinance your home loan? A valuation is a vital part of the process. So today we’ll look at some ways you can help get your home in tip-top shape.

Are you paid weekly, fortnightly or monthly? New research indicates that how often you’re paid has a pretty big bearing on whether you’re a saver or a spender.

Ever been tempted to tell the boss you’re leaving to start your own business? You’re not alone. In fact, more than nine million Aussies dream about becoming their own boss.

What would you say if we told you that you could potentially increase your rental returns by up to 30% simply by ticking a box? You'd probably call us 'barking mad'.

Most of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account or credit card statement. Here’s how to avoid footing the bill.

The Easter holidays are a great time to get away with the family. Unfortunately, this means they're also a prime time for burglars to target your unoccupied home. Here are seven simple ways to deter uninvited guests from entering your property these holidays – sorry Easter Bunny!

Cash flow is like your daily hit of caffeine. You don't really notice how important it is for your business until you've got to try and operate without it. Today we'll look at how the recently expanded instant asset write-off initiative can help out in that area.

Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don't just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options.

The short term rental market is booming. Each year, tens of thousands of Australians list their properties on Airbnb to make a tidy buck on the side. Here are our top five tips on how to stand head and shoulders above your competition.

Choosing the right superannuation fund can be like navigating a maze. Just when you think you're onto a winner you run into a dead end – whether that be because of high fees, hidden costs, or poor performance. Today we'll break down the process of choosing a fund in 9 simple steps.

Australia's housing market might be on a bit of a downward trajectory, but that doesn't mean the value of your home can't buck the trend. Here are five ways you can increase the value of your property, without necessarily increasing your monthly mortgage repayments.

We've all done it. In a moment of weakness, a dodgy salesperson has persuaded us to hand over our hard earned money for a purchase we didn't really need, let alone want. Here's how to politely rebuff a salesperson's pressure tactics.

It's no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!

When it comes to footy, Australians love a punt – of both the kicking and betting varieties. The thing is though, one is great fun, the other can cost you thousands of dollars a year.

Buying your first home is an exciting time---but it can also be confusing. It’s normal to feel a bit overwhelmed with the process.