Indications are that a long-awaited interest rate cut is on the way. But is this good news for borrowers or will it just stoke an already hot market?  In this episode of the Home Buyers Australia podcast, Jack Corbett and Damien Walker discuss the probability of a rate cut and what it would mean for buyers, sellers, homeowners and the market as a whole.  

This episode will help you to get to grips with this interesting topic, as our hosts discuss the impact of the Reserve Bank of Australia (RBA)’s interest rate strategy on borrowing power, property prices, and overall market conditions.  

Jack and Damien will give you the context you need, tracing the economic journey from record-low interest rates in 2020 to rapid hikes in 2022, and now, the potential for relief in 2025. They explore how past rate movements have shaped the market and what buyers should consider before making their next move.

In this episode, you’ll hear:

• The economic trends that led to this potential rate cut.
• Why inflation and job markets have influenced the RBA’s decision.
• How borrowers handled rapid rate hikes—and why the market didn’t crash.
• What a 1% drop in rates could mean for borrowing power and housing prices.
• Whether buyers should act now or wait for further cuts.
• Predictions from Australia’s big four banks and what they could signal for 2025.

If you’re planning to buy property this year, this episode is packed with expert insights to help you make an informed decision—before the market shifts again.

In this episode of the Home Buyers Australia podcast, Jack Corbett and Damien Walker answer the million dollar question—how do you spot a genuine property bargain? With more properties hitting the market in early 2025, buyers may have more opportunities to secure a deal, but not every low-priced home is a great buy. Listen in as Jack and Damien break down the difference between a bargain and a lemon, and what to watch out for when hunting for value.

If you’re in the market for a new property in Australia, this episode is packed with expert insights to help you identify undervalued homes while avoiding costly mistakes. Jack and Damien share their top tips for negotiating with motivated sellers, understanding market trends, and making sure you’re getting real value—not just a cheap price tag.

In this episode, you’ll hear:

• Why some properties are selling below market value—and how to know if it’s a real bargain.
• Key warning signs to spot a “lemon” before you buy.
• The power of buying in isolation and how to negotiate without competition.
• How to identify motivated sellers and use their urgency to your advantage.
• The risks of overcapitalising on renovations—and when upgrading actually adds value.
• Whether it’s better to chase a bargain or invest in a high-growth, blue-chip area.

This episode is essential listening for anyone looking to bag a bargain in 2025—whether you’re an investor or searching for your next home.

In this episode of the Home Buyers Australia podcast, Jack Corbett and Damien Walker address the topic of gazumping—a funny word for a frustrating and all-too-common experience in the property market. Listen in as Jack and Damien explain what steps buyers can take minimise risks and increase their chances of securing their dream home.

If you’re in the market for a new property in Australia, this episode is packed with expert advice to help you navigate the process smoothly and avoid last-minute complications. From acting quickly to performing thorough due diligence, Jack and Damien share the insider info that every smart buyer should know.

In this episode, you’ll hear:

• What gazumping is and how it can derail your property purchase.
• Why a verbal or written offer isn’t binding until contracts are exchanged
• Tips on assembling a “super team” of professionals to support your property purchase.
• How to assess building and pest reports and decide when to invest in your own inspection.
• The role of pre-approvals in strengthening your offer and avoiding delays
• Steps to researching and risk assessing your potential property 

If you are self-employed, working as a contractor or thinking of starting a business, this episode of the Home Buyers Australia Podcast is a must. Jack Corbett and Damien Walker outline the challenges to securing finance for entrepreneurs, business owners and independent contractors. They offer advice for strategic and tax planning and share three approaches that could help you to streamline the process. Our hosts explain why it is important to get your accountant on board, why timing is everything and how you can get your finances in shape to get the lending you need and the property you want.

In this episode you’ll learn

• Why forward planning is crucial for business owners, especially when preparing tax returns to maximise borrowing potential.
• The benefits of the Director Salary Policy, a simplified approach for verifying income without relying on full company tax returns.
• How One-Year Financial Policies can help new businesses or those recovering from challenging periods like COVID to secure loans faster.
• What Low Doc Loans are, and when to use them, including their pros, cons, and how they provide flexibility for unconventional income scenarios.
• Tips for making smart financial decisions as a business owner, including realistic income declarations and leveraging the right loan products for your situation.

In this episode of the Home Buyers Australia Podcast, Jack and Damien break down the unique dynamics of the property market during January. They discuss the opportunities for buyers as motivated sellers list their properties, while many potential buyers are still in holiday mode. The guys highlight why January can be a great time to buy, once the property ticks your boxes. They share market insights and their expectations of an interesting year ahead.  If buying a new home is on your 2025 to do list, this episode will set you up for success. 

In this episode, you will learn:

• Why January presents unique buying opportunities.
• How to identify motivated sellers and negotiate effectively.
• Managing New Year energy to avoid emotional buying decisions.
• How to plan for the year ahead and understand market cycles.
• How to avoid pressure & buy for the long term

In this seasonal episode of the Home Buyers Australia Podcast, Jack Corbett and Damien Walker discuss the opportunities and challenges of buying property during the Christmas period. They highlight why the festive period can be a strategic time to buy, with reduced competition, motivated sellers, and the potential for negotiating a better deal. This time of year brings a unique set of challenges.  Our hosts address the logistical hurdles, including limited listings, conveyancers and banks shutting down, and the importance of planning ahead.

Jack and Damien provide actionable tips for navigating the end-of-year property market, such as securing a fully assessed pre-approval, being prepared for extended settlement times, and working with your property team to align expectations during the holidays. They also emphasise how stale listings and motivated vendors can present unique opportunities for buyers willing to look outside their price range. If you’re looking to secure a property before the new year or prepare for the January market, this episode is packed with practical insights to help you make informed decisions.

In this episode, you will learn:

• Why the Christmas season can be a buyer’s market.
• How to identify and negotiate with motivated sellers.
• The importance of securing a fully assessed pre-approval to avoid delays.
• Why understanding conveyancer and bank holiday schedules is critical.
• How to approach stale listings and uncover hidden opportunities.
• The importance of aligning timelines with all stakeholders to avoid setbacks.
• How to strategically plan for the new year and position yourself as a serious buyer.

In this episode of the Home Buyers Australia Podcast, hosts Jack Corbett and Damien Walker share their top 10 essential tips for navigating the home-buying process. Whether you’re a first-time buyer or a seasoned investor, Jack and Damien’s honest advice will save you time and stress on your mission to purchase your next property. From being realistic with your budget, getting on the same page as your partner and taking a break when it gets too much, these are nuggets you don’t want to miss. 

In this episode, you’ll hear about 
– The difference between what you’re approved to borrow and what you can afford to repay
– The importance of saving strategically and sticking to a budget.
– Why getting pre-approval is a non-negotiable first step
– The value of thorough market research and how to uncover real property prices.
– Identifying your “non-negotiables” and separating needs from wants.
– The importance of asset selection  and planning for the long-term 
– Strategies for staying calm, focused, and positive throughout the home-buying journey.

In this episode of the Home Buyers Australia Podcast, Damien Walker and Jack Corbett discuss  buyer’s remorse that can sometimes plague property purchasers.   They explore the usual causes of buyer’s remorse, share personal experiences and client stories, and share strategies to keep post-purchase regret at bay.  With practical advice on planning, budgeting, and managing expectations, Damien and Jack aim to equip listeners with the tools they need to make confident and well-informed decisions when purchasing a home. They also touch on the importance of due diligence, having a clear plan, and seeking professional guidance to navigate the complexities of the property market.

In this episode, you will learn:

• The main causes of buyer’s remorse, including financial strain and unrealistic expectations.
• How to align property purchases with lifestyle needs to avoid future regret.
• The importance of budgeting and planning for life changes, like family expansion.
• The role of due diligence, such as building inspections and contract reviews, 
• How buyer’s agents can help you stay logical and avoid emotional decisions.

In this episode of the Home Buyers Australia podcast, Jack Corbett guides us through the challenge of auction bidding, providing valuable insights to help first-time buyers and seasoned bidders alike. Auctions can be intimidating, but Jack breaks down the process step-by-step, offering practical tips and strategies to boost confidence and avoid common pitfalls. From understanding the psychology of auctions to preparing well in advance and bidding confidently on the day, this episode is packed with actionable advice to help you get the right result.

Key Points Covered in the Episode:

• The psychology of auctions: how rhythm and pace influence buyers.
• Importance of having a clear plan and a firm price limit.
• Pre-auction preparation, including due diligence and contract review.
• How to bid confidently and avoid signaling your limit.
• Navigating scenarios where bidding doesn’t reach the reserve price.
• Why visiting other auctions can build confidence and familiarity.

In this episode of the Homebuyers Australia Podcast, hosts Jack Corbett and Damien Walker dive into the crucial role of family support in the Australian property market, focusing on the ever-growing trend of the “bank of mum and dad.” As property prices continue to rise, many first-time buyers are turning to their families for financial assistance. From gifting funds to acting as guarantors, this episode provides valuable insights into how family support can be a game-changer in securing your dream home.

You’ll hear all about:

• The growing trend of family assistance in home buying and its impact on the market
• The pros and cons of gifting funds and guarantor loans
• Why legal advice is crucial in protecting both parents and children
• Strategies to mitigate risks and ensure financial stability in family-assisted purchases