Our Blogs

Is it better to buy a small house first or save for your dream home?
Blogis it better to buy a small house first

Is it better to buy a small house first or save for your dream home?

Buying property offers opportunities for financial growth and stability - but how do you start? Is it better to buy a small house first or save for your dream home?
How to Boost Your Borrowing Power and Get the Home Loan You Need
Blogborrowing capacity

How to Boost Your Borrowing Power and Get the Home Loan You Need

Saving for a 20% deposit can feel like a daunting hurdle on the path to property ownership. But what if you don't have to wait that long? Lenders Mortgage Insurance (LMI) can be a powerful tool to help you get into the market sooner.
FIRE Movement Tips For Young Professionals In Australia’s Expensive Cities
Blogfire movement tips

FIRE Movement Tips For Young Professionals In Australia’s Expensive Cities

As a young professional living in an expensive city the Financial Independence, Retire Early (FIRE) movement may not be possible for you without these tips.
How To Get Into Property Development
BlogHow To Get Into Property Development

How To Get Into Property Development

Learning how to get into property development involves identifying market demand, understanding the needs of communities, and delivering innovative housing solutions.
How To Talk About Money With Those Around You
BlogHow To Talk About Money

How To Talk About Money With Those Around You

Knowing how to talk about money can be challenging, but talking about money is a crucial aspect of any relationship. Learn how to have those tricky conversations here!
Does Money Actually Make You Happy?
Blogdoes money actually make you happy

Does Money Actually Make You Happy?

Stamp duty is a state-imposed tax that is applied to the exchange of property ownership. It is not tax deductible on an investment property. Learn more.
Is Stamp Duty Tax Deductible on an Investment Property?
BlogCalculating The Stamp Duty On An Investment Property.

Is Stamp Duty Tax Deductible on an Investment Property?

Stamp duty is a state-imposed tax that is applied to the exchange of property ownership. It is not tax deductible on an investment property. Learn more.
Mindset Tips for Success in Property Investment
BlogMindset Tips for Success in Property Investment

Mindset Tips for Success in Property Investment

We have picked 15 basic mindset tips for success that can transform your approach to property investing. Learn how here!
Property Investment Q&A: Busting Mortgage Myths & Maximising Borrowing Power
Blogfinance roundtable

Property Investment Q&A: Busting Mortgage Myths & Maximising Borrowing Power

Thinking about investing in Australian property? Affordability concerns and navigating the loan process can feel overwhelming. But fear not! This Q&A session with a team of expert brokers – Aaron Christie-David, Bernadette Christie-David, Damien Walker, and Nate Condie – tackles your burning questions and offer practical strategies to help you achieve your property investment goals.
How Can I Save Money To Buy A House?
BlogHow Can I Save Money To Buy A House

How Can I Save Money To Buy A House?

The struggle comes not just when finding the perfect home; it's how you can save the money to buy a house in the first place. Learn more here!
Should I buy a house now? The answer is yes.
Blogshould i buy a house now

Should I buy a house now? The answer is yes.

If you are asking yourself “should I buy a house now in Australia?”, the answer is yes. Find out why here!
How to Start Investing in Property
BlogHow To Start Investing In Property

How to Start Investing in Property

Property investments can provide stability and predictability making it a great option for beginners. Here's how to start investing in property.
Exploring the Property Market Forecast for 2024
BlogProperty Market Forecast 2024

Exploring the Property Market Forecast for 2024

What is the Australian property market forecast for 2024? We take you through some of the forecast basics and how to analyse the market yourself.
Best Ways To Build Generational Wealth
Blogbest ways to build generational wealth

Best Ways To Build Generational Wealth

The best ways to build generational wealth require strategic planning, bold execution, and a resilient mindset. Learn how here.
How Proptech Like Auction Snitch Is Changing Real Estate
Bloghow proptech is changing real estate

How Proptech Like Auction Snitch Is Changing Real Estate

Proptech, such as the Auction Snitch app, is changing the real estate landscape. Find out how!
How to Add Value to Your Property
Bloghow to add value to your property

How to Add Value to Your Property

When learning how to add value to your property, success hinges on strategic decision-making and informed choices. Learn more here.
Unpacking the Australian Property Investor Sentiment Report Q4 2023
Blogaustralian property investor magazine sentiment reports

Unpacking the Australian Property Investor Sentiment Report Q4 2023

Property sentiment reports play a critical role in the real estate industry, offering valuable insights into market trends, investor sentiment, and future outlooks. Learn more here.
The Property Investment Strategy That You Shouldn’t Sleep on
Blogsimple property investment strategies

The Property Investment Strategy That You Shouldn’t Sleep on

Get over your fear of not knowing if you have the right team and property investment strategy to build a thriving property portfolio. Find confidence here.
Investment Property: Types, Financing Options, & How to Buy One
BlogClose Up Business Woman Or Real Estate Agent Explain Signing Agreement For Buying House. Bank Manager And Real Estate Concept.

Investment Property: Types, Financing Options, & How to Buy One

An investment property is real estate purchased with the intention of earning a return on the investment. Here's what you should consider before buying one.
12 Tips for Buying an Investment Property
BlogMortgage Broker Discussing Agreement With Client Buying An Investment Property.

12 Tips for Buying an Investment Property

Owning an investment property is a great wealth creation strategy for many. Let’s look at 12 tips to help you buy the right investment property for your needs.
How A Buyer’s Agent Can Help You Secure the Perfect Property
Blogdo I need a buyers agent

How A Buyer’s Agent Can Help You Secure the Perfect Property

The dream of buying the perfect property can feel like searching for a needle in a haystack, but is investing extra money into a buyer's agent worth it?
What is a Strata Inspection Report?
BlogStrata scheme report

What is a Strata Inspection Report?

A strata inspection report can be your saving grace when it comes to buying property. Find out how.
Cultivating Success Through an Abundance Mindset: Insights from Aaron Christie-David
BlogAlways Be Connecting

Cultivating Success Through an Abundance Mindset: Insights from Aaron Christie-David

Our Founder, Aaron Christie-David, is redefining success in the mortgage broking industry with a focus on cultivating an abundance mindset. Through his recent appearance at the Always Be Connecting podcast produced by Storytellers Australia, Aaron highlights the crucial role of building deep, meaningful relationships in achieving both personal and business success.
Life Beyond Law: Finding Freedom, Fulfilment, and Buying Property - A Mortgage Broker's Story
BlogMortgage Broker Story

Life Beyond Law: Finding Freedom, Fulfilment, and Buying Property – A Mortgage Broker’s Story

From law school dropout to a mortgage broker story, Trinity Matts found her true calling helping others navigate the path to homeownership. Discover her career pivot, expert tips for first-time buyers, and inspiring plans for empowering women through financial literacy. Join the conversation and celebrate the courage to chase your dreams!
The Australian Housing Market: Past Trends and Future Predictions
BlogProperty Investment And House Mortgage Financial Concept, Hand O

The Australian Housing Market: Past Trends and Future Predictions

Explore the latest housing data and future predictions for the Australian property market. Discover which suburbs and regions are most affordable to buy real estate in 2023. Get insights on property price changes expected in 2024.
The Great Australian Property Market Puzzle
BlogAustralian Property Market Price Is Increasing Or Rising

The Great Australian Property Market Puzzle

Australia's property market is showing signs of slowing growth. But will rising rates cause the process to crash in 2024 or can immigration and undersupply buffer fall?
Cash Rate in Australia Remains at Nine-Year High of 4.35%
Blogcash rate One Hundred Dollars Banknotes, Australia

Cash Rate in Australia Remains at Nine-Year High of 4.35%

The RBA holds Australia's official cash rate at 4.35% to start 2023 after sharp hikes last year, serving as the baseline for interest rates. What is the cash rate, how high could it go, and how are variable home loans and savings impacted? This article explains the cash rate in-depth, projections for 2023, effects on consumers and businesses, and how to navigate still-high rates.
What's Fueling the runaway Australian Property Market Train?
BlogAustralian property market African American Property Agent Hanging For Sale Signboard Near House On City Street

What’s Fueling the runaway Australian Property Market Train?

An in-depth dissection of the key ingredients fueling Australian property market success. From voracious investor appetite to limited land supply and low-interest rates turbocharging mortgages, this analysis investigates the perfect storm of factors sustaining a property's golden run. It also explores potential risks that could derail future growth if left unchecked.
Australia's Housing Shortage Crisis
BlogHousing Shortage in Australia Detail Of Colorful Houses

Australia’s Housing Shortage Crisis

Housing Shortage in Australia faces intensifying shortages with demand drastically outpacing supply. Learn how taking a systems thinking approach can help key actors across construction, policy and property collaborate on sustainable solutions.
Unlocking The Commercial Property Portfolio Potential
Blogcommercial property portfolio potential Modern Architecture Perth Australia

Unlocking The Commercial Property Portfolio Potential

Learn precisely when adding warehouses, office spaces and other commercial assets unlocks the true capability dormant within your property portfolio by turbocharging equity manufacturing for accelerating wealth building overall. From strong foundations to multiplying returns, discover the carefully timed injections that unlock the commercial property portfolio potential.
2024 Australian Property Market Predictions
Blog2024 Australian property market predictions Microphone Studio And Computer Screen For Podcast 2023 11 27 05 24 44 Utc

2024 Australian Property Market Predictions

Comprehensive 2024 Australian Property Market Predictions outlook for real estate detailing market forecasts, price predictions by city, factors impacting growth, and advice for positioning in uncertain times.
How Australians Can Save Money by Home Loan Refinancing
BlogHome loan Refinancing Hands Holding Modern House Key Family Home Homel 2023 05 04 18 34 23 Utc

How Australians Can Save Money by Home Loan Refinancing

This in-depth guide covers everything Australians need to know about proper home loan refinancing, and financial planning including setting life goals, budgeting, managing debt & taxes, investing for retirement, insurance, and tips from financial advisors to ensure you optimise money management, reducing debt, and secure your family’s financial future.
Comprehensive Guide to Financial Planning for Australians
BlogBusiness People Financial And Meeting At A Table 2022 12 22 19 29 33 Utc

Comprehensive Guide to Financial Planning for Australians

This in-depth guide covers everything Australians need to know about proper financial planning including assessing your finances, setting life goals, budgeting, managing debt & taxes, investing for retirement, insurance, estate planning, and tips from financial advisors to ensure you optimize money management, reduce debt, and secure your family’s financial future.
How Leading Aussie Investors Progress Ambitions Without Forfeiting Health and Happiness
BlogSmiling Investors Shaking Hands After Successful Debates

How Leading Aussie Investors Progress Ambitions Without Forfeiting Health and Happiness

Pursuing investment success should never undermine personal health or purpose. Yet with numerous demands on time and energy, maintaining perspective on core motivations is challenging. This guide shares advice from Australia’s top-performing investors on how they balance ambitious investing and business goals with deeper needs for fulfilment and well-being. Learn how they set purpose-driven goals tied to passion projects versus money alone, stay responsive by reshaping plans around life’s ups and downs, and prioritize self-care alongside progress. With insight on processing emotions constructively, leveraging strengths sustainably, and retaining focus on what matters most, top-up investment outcomes without losing your way.
Why Every First Home Buyer Needs a Broker Like Atelier Wealth
BlogBeige Aesthetic Personal Page Facebook Cover

Why Every First Home Buyer Needs a Broker Like Atelier Wealth

Atelier Wealth simplifies the mortgage process for first-home buyers through expert lending knowledge and personalized support. Learn how they empower first-timers.
How to Conduct Thorough Due Diligence When Buying Investment Property in Australia
BlogDue Diligence In Australia Property Investing

How to Conduct Thorough Due Diligence When Buying Investment Property in Australia

Conducting proper due diligence is crucial for Australian property investors. This article explores what due diligence involves, why it matters, how to build your due diligence team, and how to use it to protect your investment goals when buying property. Learn why thorough research is essential to make informed decisions and minimise risk.
Unlock Your Full Borrowing Potential for Optimal Property Investing
BlogBank Loan 2023 05 13 03 23 23 Utc

Unlock Your Full Borrowing Potential for Optimal Property Investing

Growing your borrowing potential is key to amplifying returns in Australian property investment. This comprehensive guide outlines 10 proven strategies investors can use to maximise their borrowing capacity.
A Comprehensive Guide on First Home Buying
BlogWe Bought The House Shot Of A Young Family Posing 2022 09 14 04 03 07 Utc

A Comprehensive Guide on First Home Buying

Everything you need to know about buying your first home in Australia. This in-depth guide covers saving for a deposit, getting loan pre-approval, using grants/schemes, finding the right property and suburb, bidding at auction, and more.
A Complete Guide to ‘Rentvesting’ in Australia
BlogFor Rent Real Estate Sign In Front Of A Row Of Apartment Condominiums Balconies And Garage Doors.

A Complete Guide to ‘Rentvesting’ in Australia

Rentvesting is becoming increasingly popular in Australia. Learn what rentvesting is, why Australians are doing it, and find tips on the best places and strategies to rentvest across the country.
Cash Rate on the Move Again: RBA Increases Official Cash Rate to 4.35%
BlogBrown And White Modern Real Estate Fun Fact Instagram Post

Cash Rate on the Move Again: RBA Increases Official Cash Rate to 4.35%

The RBA has increased the official cash rate again, taking it to 4.35% from 4.10%. Get an in-depth look at why the central bank is raising rates, how it impacts mortgages and the economy, and what could be next for interest rates in Australia.
The Top 7 Secrets of Successful Property Investors in Australia
BlogSecret Files

The Top 7 Secrets of Successful Property Investors in Australia

Artificial intelligence is disrupting real estate, providing data-driven insights for smarter property investing. This article explores how AI can analyse markets, assess deals, predict prices, and automate tasks to find profitable investments in Australia.
Can AI Transform Property Investment in Australia?
BlogUsing The Intelligence Of A Laptop To Interact With An Artificial Intelligence. Innovative Automation Technology.

Can AI Transform Property Investment in Australia?

Artificial intelligence is disrupting real estate, providing data-driven insights for smarter property investing. This article explores how AI can analyse markets, assess deals, predict prices, and automate tasks to find profitable investments in Australia.
Creating Climate-Resilient Homes: Should You Build Sustainably?
BlogBird's Eye View Of Bondi Beach In Sydney, Australia On A Stormy Day

Creating Climate-Resilient Homes: Should You Build Sustainably?

With climate change intensifying natural disasters, sustainable and resilient home design matters more than ever. This article explores how to create climate-adapted shelters that can withstand floods, bushfires, droughts, and heatwaves through passive solar, renewable energy, durable materials, and smart construction.
The Power of Positive Cashflow for Property Investing Success
BlogInvestors Are Calculating Cash Flow From Rent 2023 04 25 18 01 07 Utc

The Power of Positive Cashflow for Property Investing Success

Achieving positive cash flow is key to building a strong investment property portfolio in Australia. This comprehensive guide covers how to maximise rents, optimise taxes, use equity, and leverage depreciation to ensure your properties generate more income than expenses each month.
The Complete Guide to Unlocking Property Investment Through SMSF
BlogInvestment Concept In Long Term Funds.

The Complete Guide to Unlocking Property Investment Through SMSF

Buying property with a self-managed super fund unlocks tax benefits and wealth-building potential. This comprehensive guide covers SMSF property rules, loan types, deposit tips, location factors, due diligence, and more. Learn how to establish and leverage your SMSF for strategic property investments.
Investing in Commercial Property: A Beginner’s Guide
BlogSkyline And Waterfront Of Sydney Australia From Th 2022 11 15 16 38 26 Utc

Investing in Commercial Property: A Beginner’s Guide

With the right strategy, commercial properties can produce excellent returns. This guide covers how to start investing in commercial property in Australia.
Timing the Property Market vs Long-Term Investing: How to Build Real Estate Wealth
BlogColorful Alarm Clock On Colorful Background.

Timing the Property Market vs Long-Term Investing: How to Build Real Estate Wealth

Discover whether it's better to try timing the property market or take a long-term approach focused on decades of compounding returns. Learn investment strategies to build real estate wealth.
Plan Your Legacy: Why A Will and Estate Plan Matter
BlogLast Will And Testament

Plan Your Legacy: Why A Will and Estate Plan Matter

Think estate planning doesn't matter until you're older? Think again. An updated will and comprehensive estate plan can prevent major complications regardless of age or assets. This article covers what estate planning entails, why it's essential to do ASAP, and how it protects your family's interests when you pass away. Gain insight into how effective plans distribute your assets, assign guardianship of children, establish trusts, minimise taxes, and avoid disputes. Find out why you need to appoint executors and structure your legacy properly with professional guidance. Don't jeopardize your loved ones' future.
Investing in Property & Alternative Investments For Your Children
BlogHappy Kids In The Park, Vivid Tone

Investing in Property & Alternative Investments For Your Children

Want to secure your children's financial future but unsure where to start investing in Australia? This guide explores the best property and alternative investment options for building long-term wealth for your kids. Learn smart strategies for investing in real estate, shares, high-interest savings, and gold. Discover how to buy investment properties with positive cash flow, add your child to the title, invest in ETFs and blue chips, maximize interest savings accounts, and leverage the power of compound growth. With tips for getting started early, investing regularly, and involving children in financial decisions, you can set your kids up for financial success through savvy investing.
Overcoming Your Fears To Invest In Property in Australia
BlogView Of Melbourne Victoria Australia

Overcoming Your Fears To Invest In Property in Australia

Feeling afraid to start investing in property? Anxiety about debt, risk, and failure often holds aspiring investors back. This blog provides practical tips to overcome Australia's most common property investment fears. Learn how to move past analysis paralysis, leverage mentors and education, start small to limit risk, and take imperfect action despite fear. Gain the knowledge and mindset to confidently begin your Australian real estate wealth-building journey. Discover how to push past fear and start investing in property even as a beginner.
A Guide To Real Estate Investing For Beginners
BlogCottage 2022 11 14 10 05 52 Utc

A Guide To Real Estate Investing For Beginners

Real estate investing can be highly lucrative - even for beginners. This guide covers all you need to know about real estate investing for beginners.
Behind the Real Estate Curtain with Penny Vandenhurk
BlogMiniature Buildings Real Estate 2022 11 16 15 05 12 Utc

Behind the Real Estate Curtain with Penny Vandenhurk

Discover expert property pricing tips from Penny Vandenhurk, Director and Buyer's Agent at Purchase with Penny. Unlock the secrets of real estate transactions and make confident property choices with insider insights. Tune in to the Australian Property Investment Podcast now!
The Ultimate Guide to Guarantor Loans in Australia
BlogMan Sign A Home Insurance Policy On Home Loans Le 2023 06 12 20 48 20 Utc

The Ultimate Guide to Guarantor Loans in Australia

Explore the options, benefits, and potential pitfalls of guarantor loans while learning how to make informed decisions about your financial future. From securing your dream home to improving your creditworthiness, this guide has you covered. Don't miss out on this essential resource for achieving your financial goals in 2023.
Australia's Rental Market in Focus: Key Shifts and Insights from Q3 2023
BlogFor Lease Sign Near Residential Building House Re 2022 11 15 14 05 03 Utc

Australia’s Rental Market in Focus: Key Shifts and Insights from Q3 2023

Explore the latest trends in Australia's rental market for Q3 2023. Dive into rental growth, availability challenges, city vs regional dynamics, and the widening rent gap between houses and units. Get informed insights for investors and renters.
Understanding the Shift: Construction Cost Trends in 2023
BlogConstruction Manager And Engineer Dressed In Orange Work Vests And Hard Helmets Explore Construction Documentation On The Building Site Near The Steel Frames

Understanding the Shift: Construction Cost Trends in 2023

Explore the latest trends in construction cost growth and what they mean for the building sector. Discover insights into material and labour cost fluctuations and how they impact the industry. Get state-wise breakdowns and expert analysis to stay informed about the changing dynamics.
The Mind Behind the Money: Decoding Behavioural Secrets for Property Investment Mastery
BlogSaving Money, Home Loan, Mortgage, A Property Investment For Fut

The Mind Behind the Money: Decoding Behavioural Secrets for Property Investment Mastery

Explore the psychological and behavioural nuances behind successful property investment. Delve into mastering the laws that govern investment behaviour to sculpt a triumphant investment journey.
Unveiling the Secrets to Purchasing Property through Your SMSF: A Comprehensive Guide on the Do's and Don'ts
BlogInvestment Concept In Long Term Funds.

Unveiling the Secrets to Purchasing Property through Your SMSF: A Comprehensive Guide on the Do’s and Don’ts

Unlock the potential of your Self-Managed Super Fund with our definitive guide to property investment. Explore the critical do’s and don’ts, navigate through compliance, and maximise your SMSF benefits. Steer your fund towards secure and lucrative property investments by understanding the intricate rules and strategic approaches tailored just for you. Your roadmap to SMSF property investment success starts here!
Key Strategies to Unearth the Untapped Potential of Your Land in Australia
BlogBattery Point In Hobart

Key Strategies to Unearth the Untapped Potential of Your Land in Australia

Explore strategic insights into elevating the worth of your Australian landholdings. From understanding local zoning laws and optimising land use to smart investment in infrastructure and community engagement, our guide unfolds the path to harmoniously merge profitability with sustainability in land development. Unlock the potential of your property today with our expert tips and strategies.
Your Ultimate Guide When Investing in a Brand New Property
BlogResidential Property In Australia

Your Ultimate Guide When Investing in a Brand New Property

Unlock the secrets of successful real estate with our ultimate guide on what to look for when investing in a brand new property. Dive into a world of strategic evaluation, understanding strata reports, navigating under quoting, and mastering negotiation tactics to ensure your next property investment is astute, secure, and prosperous. Your journey to becoming a savvy property investor starts here!
Unleashing the Power of Atomic Habits for Monumental Life Changes
BlogAtomic Habits

Unleashing the Power of Atomic Habits for Monumental Life Changes

Dive into the transformative power of Atomic Habits and discover how minute, consistent behavioral shifts can compound into monumental life changes. Explore a guide on forming, sustaining, and evolving habits that pave the path towards your personal and professional aspirations.Engaging with this practical guide to atomic habits, readers will unearth the secrets to crafting a life woven with intentional, empowering habits, propelling them towards their aspirations and a robust, enriched life.
How to Dodge Exhausting Your Borrowing Capacity
BlogResidential Property For Sale

How to Dodge Exhausting Your Borrowing Capacity

Unlock the secrets to everlasting financial flexibility with our ultimate guide on avoiding running out of borrowing capacity. Explore proven strategies focused on safeguarding your credit score, mastering debt management, and making wise investment choices to ensure you navigate every financial season with stability and opportunity. Elevate your financial journey with tips that preserve and amplify your borrowing potential, making your dreams and goals ever accessible.
Stand Out in the Spring Market: Selling Your Property the Right Way
BlogCouple bought a house from a mortgage broker

Stand Out in the Spring Market: Selling Your Property the Right Way

Discover the ultimate guide to selling your property successfully during the spring season. Our comprehensive article provides expert tips on preparation, presentation, promotion, and pricing to help your property stand out in the competitive spring real estate market. Whether you're selling your residence or an investment property, this resource will guide you through the essential steps to maximise your property's appeal and achieve the best results. Take advantage of this invaluable advice for a seamless and profitable spring property sale.
Unlocking the Secrets to Young Investor Success in Property Investment
BlogApip 111 Eddie Dilleen

Unlocking the Secrets to Young Investor Success in Property Investment

Building on insights from last week's guest Eddie Dilleen on the Australian Property Investment Podcast, this article offers a comprehensive guide for young investors. Learn key strategies, the importance of relationship-building with real estate agents, and essential negotiation skills to succeed in the property market. Stop waiting for the 'perfect moment'—read on to kick start your investment journey.
Essential Qualities to Look for in a Sydney-Based Mortgage Broker
BlogAdviser Giving Consultation On House Mortgage

Essential Qualities to Look for in a Sydney-Based Mortgage Broker

Discover how to find the perfect mortgage broker in Sydney, Australia. This comprehensive guide provides essential criteria to consider and introduces Atelier Wealth as your top choice. With expertise, a broad lender network, and stellar reviews, Atelier Wealth simplifies your mortgage journey.
The Rising Tide of Distressed Property Sales in Sydney's Outer Suburbs
BlogAerial View Of Northern Suburbs Of Sydney Surroun 2022 11 16 14 05 52 Utc

The Rising Tide of Distressed Property Sales in Sydney’s Outer Suburbs

The property market in Sydney is undergoing a shift, reflecting a nationwide trend of distressed property sales that experts are keeping a close eye on.
Beyond the Hammer: The Hidden Truth Behind Auction Clearance Rates
BlogClerical Error

Beyond the Hammer: The Hidden Truth Behind Auction Clearance Rates

Dive into the unexplored realm of real estate auction clearance rates, where the true influencer isn't just the market dynamics. Discover how 'Operator Error' plays a pivotal role in determining the success of property auctions and why choosing an adept agent can make all the difference. Learn about key terms like 'Uncollectibles' and 'Preliminary Results' to stay ahead in the real estate game.
Australia's Housing Market 2023: Resilience and Growth Trends
BlogTop View Of Sydney Australia Opera House Sydney 2022 11 16 14 05 33 Utc

Australia’s Housing Market 2023: Resilience and Growth Trends

Explore the resilience of Australia's housing market in 2023, defying expectations with strong growth. Learn about key drivers, affordability challenges, and potential market influencers in this insightful analysis.
The Integral Relationship Between Health and Fitness
BlogCouple Prayer Hands And Yoga Meditation At Beach 2023 01 31 23 34 29 Utc

The Integral Relationship Between Health and Fitness

Dive into the intrinsic connection between health and fitness. Explore the benefits of a fit lifestyle, understand the synergy between the two, and discover actionable tips to weave them into your daily routine. Prioritise well-being today!
Empowering Investors Through Mentorship in Property Success
BlogApip 105 Sam Gordon

Empowering Investors Through Mentorship in Property Success

Discover the journey from property investor to mentor. Unveil the importance of sharing strategies and empowering others through knowledge in the realm of property investment.
Ready to Apply for a Home Loan? How Does AMP Bank's One Touch Formal Process Work?
BlogWoman Holding Checklist In Office

Ready to Apply for a Home Loan? How Does AMP Bank’s One Touch Formal Process Work?

Discover AMP Bank's streamlined "One Touch Formal" approach for home loan applications. Dive into the requirements, from PAYG income documentation to construction specifics, ensuring a seamless journey towards your dream home with AMP.
The Key to Property Portfolio Growth
BlogWebsite

The Key to Property Portfolio Growth

Explore the transformative power of equity in scaling your property portfolio. This comprehensive guide delves into the relationship between equity and growth, the significance of Precision, Performance, Profits, leveraging equity for renovations, capital growth vs. cash flow dilemma, and the emergence of data-driven decision-making. Tune into Episode 104 of the Australian Property Investment Podcast and unleash equity's potential to shape your financial destiny.
The Ultimate Guide for Traveling Overseas
BlogYoung Woman Excited And Waiting Her Trip At The Ai 2022 11 10 17 55 12 Utc

The Ultimate Guide for Traveling Overseas

Get ready to go on an overseas adventure with the help of our comprehensive overseas travel guide. Learn in-depth advice for planning a trip of a lifetime anywhere in the world, from packing light to honouring local customs.
The Key to Thriving as a Real Estate Investor
BlogTrinity Maat Journey To Success: How Confidence Shapes A Thriving Real Estate Investor

The Key to Thriving as a Real Estate Investor

Discover how confidence serves as the driving force for real estate investors, shaping their journey to success. Unravel the secrets of self-assurance, embrace risk with composure, and learn to turn setbacks into stepping stones. Empower yourself with assertiveness and inspire others as you cultivate the essential trait of confidence in the dynamic world of real estate investing.
Is it Possible to Achieve Work-Life Balance in the 21st Century?
BlogWork Life Balance

Is it Possible to Achieve Work-Life Balance in the 21st Century?

Dive into our comprehensive guide to strike the right chord between work and personal life. Understand what work-life balance truly means, the risks of imbalance, and practical steps you can take towards achieving a fulfilling, balanced life in the modern world.
Unlocking Property Wealth: First-Time Home Investors’ Guide to Equity and Rentvesting
BlogReal Estate Concept. Happy Mixed Race Family Couple Sitting On A Sofa Between Cardboard Boxes In Living Room Of Their New Home, Using Laptop And Credit Card For Online Shopping, Buying Things For Home

Unlocking Property Wealth: First-Time Home Investors’ Guide to Equity and Rentvesting

Expert buyer's agent Julie Crockett illuminates the path to successful property investment for first-timers. Discover how to leverage equity and rentvesting strategies to kickstart your journey in the Australian real estate market.
The Power of Holistic Wellness for Physical and Emotional Health
BlogMulticultural Men And Women Taking Selfie Outside Happy Mileni

The Power of Holistic Wellness for Physical and Emotional Health

Discover the significance of holistic wellness by nurturing both your physical and emotional health. Embrace healthy habits, self-care, and mindfulness to achieve a balanced and fulfilling life. Invest in yourself and savour the joy of well-being.
Unlocking the Inner West: A Comprehensive Buying Guide for Homebuyers
BlogHamada Alameddine

Unlocking the Inner West: A Comprehensive Buying Guide for Homebuyers

Discover expert tips and strategies in our comprehensive Inner West buying guide. Navigate the competitive real estate market, define your priorities, set a realistic budget, and leverage the expertise of a buyer's agent to secure your dream home in Sydney's vibrant Inner West region.
Thriving in the Professional Industry: Essential Tips for Success
BlogFull Length Shot Of A Group Of Diverse Businesspeo 2022 09 27 23 02 48 Utc

Thriving in the Professional Industry: Essential Tips for Success

Learn key strategies to thrive in the professional industry. Explore goal setting, networking, skill enhancement, and personal branding for a successful career. Discover how to navigate the competitive landscape and stand out among your peers.
Celebrating 100 Episodes: Reflecting on the Australian Property Investment Podcast's Journey
BlogEp 100 Thumbnail.png

Celebrating 100 Episodes: Reflecting on the Australian Property Investment Podcast’s Journey

Join us in celebrating the 100th episode of the Australian Property Investment Podcast. Reflect on our journey, learn from industry experts, and gain valuable insights into property investing. Discover the impact we've had on people's lives and explore the future of the industry. Let's continue learning, evolving, and investing smarter together.
The Ultimate Guide to Building a Profitable Commercial Property Portfolio
BlogEp 99

The Ultimate Guide to Building a Profitable Commercial Property Portfolio

Learn expert tips from a commercial buyer's agent on how to build a thriving commercial property portfolio from scratch. Discover the essential steps, strategies, and considerations to maximise your success in commercial real estate investing.
Examining the Impact of Rate Hikes as Cash Rate Stays at 4.10%
BlogBankers Talking

Examining the Impact of Rate Hikes as Cash Rate Stays at 4.10%

The RBA's decision to hold the cash rate at 4.10% offers relief to Australian borrowers while the bank assesses the economy's status. Future rate changes depend on domestic and global economic data, with a commitment to achieving the inflation target.
Expert Tips on How to Secure Your Dream Home - Friend or Foe, What's Your Real Estate Agent's Role?
BlogFemale Realtor Shaking Hands With Couple Interested In Buying House

Expert Tips on How to Secure Your Dream Home – Friend or Foe, What’s Your Real Estate Agent’s Role?

Navigating the real estate market can often feel like stepping into a labyrinth. Luckily, we have industry insiders like Scott Aggett, Founder and Expert Property Negotiator of Hello Haus, ready to shine a light on the twists and turns of the property-buying journey. As a former real estate agent, Scott's unique perspective demystifies the process, helping aspiring homeowners avoid common pitfalls and make confident property choices.
Examining the Changing Patterns of Homeownership and Tenure
BlogHappy African American Young Family Bought New House. Mom, Dad,

Examining the Changing Patterns of Homeownership and Tenure

Housing is more than just a roof over our heads. It's a cornerstone for security, stability, and well-being, especially in a diverse and dynamic country like Australia. Homeownership, in particular, holds an esteemed place in the aspirations of Australians, providing not only a sense of housing tenure security but also opening the door to a host of long-term social and economic benefits (AIHW 2022). However, the conversation around homeownership and housing affordability has sparked rigorous debate in public forums.
Exploring Self-Managed Super Funds: Insightful Lessons in Building Wealth through Property
BlogEpisode 97: Raymond Hempstead

Exploring Self-Managed Super Funds: Insightful Lessons in Building Wealth through Property

In podcast episode 97, we unravel the truth behind buying, lending, and self-managed super funds. Ever dreamt of securing your financial future through real estate? Get ready to turn that dream into reality. We break down complex topics and reveal the secrets of successful wealth generation through property.In a world where financial independence is a sought-after dream, Raymond Hempstead, a seasoned financial expert, shares his wisdom and insights on self-managed super funds (SMSFs), aiming to debunk the prevailing misconceptions around this wealth-building strategy. With years of experience in the financial sector, Hempstead's unique approach to investment and lending strategies provides a fresh perspective on the opportunities and potential pitfalls of SMSFs.
Twin Shadows of the Workplace: Burnout and Impostor Syndrome Plague 45% of Workers, Asana Study Reveals
BlogMale Programmer Stressed Out At Work

Twin Shadows of the Workplace: Burnout and Impostor Syndrome Plague 45% of Workers, Asana Study Reveals

In a climate where working from home, flexible hours, and task management software are becoming commonplace; employees are experiencing less stress. However, a recent study by Asana, a leading work management platform, paints a starkly different picture. A shocking 45% of workers grapple with the double whammy of burnout and impostor syndrome, two persistent mental health issues that can significantly impact productivity and overall well-being.
The Journey from City Bustle to Tranquil Blue Mountains
BlogEp 96

The Journey from City Bustle to Tranquil Blue Mountains

In podcast episode 96, we introduce you to a remarkable woman, Faithe Skinner, who successfully traded the hustle and bustle of city life for the serene landscapes of the Blue Mountains while amassing a portfolio of five properties.
The Power of Belief: How Your Mindset Affects Mental Health and Well-being
BlogMeditation Relax Or Zen Women In Park For Wellnes 2022 12 14 00 34 56 Utc

The Power of Belief: How Your Mindset Affects Mental Health and Well-being

A groundbreaking study has revealed the profound impact of our beliefs on our mental health. Simply believing that you have the power to improve your mental health is intrinsically linked with higher overall well-being. This connection highlights the importance of mindset and self-efficacy in our journey towards mental wellness.
Event Recap: Navigating the 7% HECS Debt Indexation Rate Increase - Your Roadmap to a Smarter Educational Investment
BlogHecs

Event Recap: Navigating the 7% HECS Debt Indexation Rate Increase – Your Roadmap to a Smarter Educational Investment

Damien and Aaron recently held a LinkedIn event to tackle one of Australia's most pressing issues concerning current and future students - the anticipated 7% increase in the Higher Education Contribution Scheme (HECS) debt indexation rate. Here, we distil the key takeaways and insights shared during this enlightening and empowering session
Lenders Mortgage Insurance (LMI): A Foe or A Friend to Property Investors?
BlogStrachan Taylor Australian Property Investment Podcast

Lenders Mortgage Insurance (LMI): A Foe or A Friend to Property Investors?

In podcast episode 94, we're diving into a topic that's near and dear to many aspiring homeowners and property investors: struggling to save that pesky 20% deposit. We're asking the question, could there be a way to overcome this challenge and still make confident property decisions?
The Borrower's Dilemma: Exploring Patterns and Trends in Lending Behaviours
BlogGive Money From Businessman To Another

The Borrower’s Dilemma: Exploring Patterns and Trends in Lending Behaviours

In today's financial landscape, lending behaviours are crucial in shaping individuals' financial well-being and economic growth. Whether you borrow funds for personal or business purposes, understanding lending behaviours is essential to make informed decisions and effectively manage your financial obligations. This comprehensive guide will delve into the various aspects of lending behaviours, providing valuable insights and practical tips for borrowers and lenders alike.
Navigating the Benefits of First-Time Home Buying & Budgeting Insights
BlogPillar Video.00 02 24 21.still007

Navigating the Benefits of First-Time Home Buying & Budgeting Insights

In podcast episode 93, we discussed an intriguing topic: First Home Buyer Benefits and What’s the Budget In It. We had the pleasure of having an expert guest, Damien Walker, who has been instrumental in helping numerous first-time home buyers and investors navigate the complexities of the real estate market.
Getting Ahead of the Fixed-Rate Cliff: A Guide to Surviving and Thriving
BlogHappy Family New Tenants With Kid Sitting On Couch At New Home At Moving Day.

Getting Ahead of the Fixed-Rate Cliff: A Guide to Surviving and Thriving

In the fluctuating economic landscape, homeowners with fixed-rate mortgages may have concerns about the so-called "fixed-rate cliff."
More home buyers set to benefit from low deposit, no LMI schemes
BlogBlog 1100x733 Home Guarantee May 2023

More home buyers set to benefit from low deposit, no LMI schemes

More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run you through all the upcoming changes to the low deposit, no lenders mortgage insurance schemes.
Homeowners brace as RBA raises cash rate to 3.85%
BlogBlog 1100x733 May 23 Rate Hike

Homeowners brace as RBA raises cash rate to 3.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments?
Tips to help stay on top amidst the rate hike cycle
BlogBlog 1100x733 Top Rate Cycle

Tips to help stay on top amidst the rate hike cycle

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.
Property listings and prices are bouncing back
BlogBlog 2200x733 Bounce Apr 2023

Property listings and prices are bouncing back

As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?
What is the fixed-rate cliff and how can refinancing help?
BlogBlog 1100x733 Rate Cliff April 2023

What is the fixed-rate cliff and how can refinancing help?

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?
Mortgage holders granted a reprieve as RBA puts interest rates on hold
BlogBlog 1100x733 April 23 Rate Hold

Mortgage holders granted a reprieve as RBA puts interest rates on hold

And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?
Money habits that may raise lenders’ eyebrows
BlogBlog 1100x733 Money Habits

Money habits that may raise lenders’ eyebrows

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?
Time to jump in? First home buyer deposit saving times plunge
BlogBlog 1100x733 First Home Buyer Saving Drop

Time to jump in? First home buyer deposit saving times plunge

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.
Got an eagle eye on house prices? Rate rises are only part of the story
BlogBlog 1100x733 Rates And Migration

Got an eagle eye on house prices? Rate rises are only part of the story

Rate rises can affect the property market, as we’ve all seen of late. But there are other factors that appear to hold longer-term sway over national house prices.
Homeowners feel the pinch as RBA lifts cash rate to 3.60%
BlogBlog 1100x777 Rate Hike March 2023

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

The RBA has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?
The latest twist in the tale of national property prices: explained
BlogBlog 1100x733 Property Trends Feb 2023

The latest twist in the tale of national property prices: explained

The property market has had more plot twists than a daytime soap opera in recent years. So getting the skinny on current trends is helpful when you’re planning to buy. Here’s the lowdown on the latest surprising bit of data.
How to prepare for a fixed-rate mortgage cliff
BlogBlog 1100x733 Fixed Rate Cliff 2023

How to prepare for a fixed-rate mortgage cliff

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.
RBA hikes the cash rate for the ninth time in a row, to 3.35%
BlogBlog 1100x773 Rate Rise Feb 2023

RBA hikes the cash rate for the ninth time in a row, to 3.35%

The RBA has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?
Considering refinancing your mortgage? Here are some questions to ask
BlogBlog 1100x733 Refinancing Feb 2023

Considering refinancing your mortgage? Here are some questions to ask

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.
Can a job switch affect your mortgage application?
BlogBlog 1100x733 Job Switch

Can a job switch affect your mortgage application?

Changing jobs may offer more perks - higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?
Planning a reno in 2023? Here are 4 tips for smooth sailing
BlogBlog 1100x733 Reno 2023

Planning a reno in 2023? Here are 4 tips for smooth sailing

Having a spruced-up home feels great. And it can also boost your home’s value. But, as exciting as the prospect of rolling up your sleeves and getting on with a reno can be, there are certainly pitfalls to avoid.
Get a financial head start on the school year
BlogBlog 1100x733 Refinance School Holidays

Get a financial head start on the school year

Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage.
What you should know about buying a tenanted investment property
BlogBlog 1100x733 Tenanted Property

What you should know about buying a tenanted investment property

Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant? We’ll fill you in on what you need to know.
4 New Year’s resolutions for financial fitness
BlogBlog 1100x733 2023 Resolutions

4 New Year’s resolutions for financial fitness

As the sun rises on January 1, many Australians will be getting started on their new year’s pacts. The gym will be full of determined resolution keepers; the pavement pounded by brand-new sneakers. But what about shaping up your finances?
Seasons greetings! Here’s to a happy and prosperous 2023
BlogBlog 1100x733 Xmas 2022

Seasons greetings! Here’s to a happy and prosperous 2023

End-of-year festivities have snuck up on us! Wishing you and yours a swell Noel and a wonderful new year.
First home buyer numbers have halved: is it time to swoop in?
BlogBlog 1100x733 Fhb Swoop

First home buyer numbers have halved: is it time to swoop in?

Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market?
Are we there yet? RBA hikes cash rate for eighth straight month to 3.10%
BlogBlog 1100x733 Rate Hike Dec 2022

Are we there yet? RBA hikes cash rate for eighth straight month to 3.10%

The Reserve Bank of Australia has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023.
Where there’s a will (and genuine savings), there's a way
BlogBlog 1100x733 Inheritance

Where there’s a will (and genuine savings), there’s a way

Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan. Having genuine savings can help show lenders you've got what it takes to meet mortgage repayments.
Your new phone or your home loan? What would you research more?
BlogBlog 1100x733 Phone Or Loan

Your new phone or your home loan? What would you research more?

What’s more important: your new phone or your next home loan? Well, we were stunned to see a recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right.
5 surprising reasons for home loan heartbreak
Blog

5 surprising reasons for home loan heartbreak

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some can come as a big shock. So today we’ve outlined five surprising reasons to help you avoid home loan heartbreak.
Buying could be cheaper than renting for a third of properties
BlogBlog 1100x733 Buying Cheaper

Buying could be cheaper than renting for a third of properties

For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. But a recent analysis shows that meeting mortgage repayments could actually be cheaper than renting for more than a third of Australian properties.
Hold your horses: RBA hikes cash rate again to 2.85%
BlogBlog 1100x733 Rate Rise Nov22

Hold your horses: RBA hikes cash rate again to 2.85%

Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much will this rate rise increase your monthly mortgage repayments, and when are the hikes expected to stop?
With property prices dropping, is now the time to refinance?
BlogBlog 1100x733 Equity Oct 22

With property prices dropping, is now the time to refinance?

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.
Is now a good time to buy an investment property?
BlogBlog 1100x733 Invest Oct 2022

Is now a good time to buy an investment property?

You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.
Nurses and midwives now eligible for LMI waiver
BlogBlog 1100x733 Nurse

Nurses and midwives now eligible for LMI waiver

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.
RBA lifts cash rate for the sixth month in a row to 2.60%
BlogBlog 1100x733 Rate Rise Oct 22

RBA lifts cash rate for the sixth month in a row to 2.60%

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 25 basis points to 2.60%. How much will this rate hike increase your monthly mortgage repayments, and when will it kick in?
How to escape renting and get into the property market
BlogBlog 1100x733 Ditch Renting

How to escape renting and get into the property market

The recent decline in rental properties has caused many to feel uncertain about their housing situation. Here’s how you can leave renting in the dust and make homeownership a reality.
How long does it take for an interest rate rise to kick in?
BlogBlog 1100x733 Prep Rate Rises Sept 22

How long does it take for an interest rate rise to kick in?

Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are on the way. But just how long does it take for each rate rise to impact your monthly mortgage repayments?
Is now a good time to buy?
Blog

Is now a good time to buy?

Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes on purchasing. But could the current climate offer opportunities?
RBA hikes the cash rate for fifth straight month to 2.35%
BlogBlog 1100x733 Sept 2022 Rate Rise

RBA hikes the cash rate for fifth straight month to 2.35%

The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand.
What happens when you roll off your fixed-rate mortgage?
BlogBlog 1100x733 Rrr

What happens when you roll off your fixed-rate mortgage?

They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a smooth transition?
Property prices are predicted to dip: 5 ways you can prepare to buy
BlogBlog 1100x733 Buy The Dip

Property prices are predicted to dip: 5 ways you can prepare to buy

Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.
Could an eco reno boost your property’s value?
BlogBlog 1100x733 Solar 2022

Could an eco reno boost your property’s value?

You’ve probably heard that interest rates are on the rise and national property prices are on the way back down. Here’s how you can kill two birds with one stone: by refinancing to unlock equity and giving your home an energy-efficient makeover at the same time.
Why you might want to refinance sooner rather than later
BlogBlog 1100x733 Refinancing Aug 2022

Why you might want to refinance sooner rather than later

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out.
Interest rates to keep climbing as RBA hikes cash rate to 1.85%
BlogBlog 1100x733 Rate Hike Aug 2022

Interest rates to keep climbing as RBA hikes cash rate to 1.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to hang in there and keep up with all these monthly cash rate hikes.
Keep calm and carry on: 5 ways you can absorb interest rate rises
BlogBlog 1100x733 Keep Calm

Keep calm and carry on: 5 ways you can absorb interest rate rises

We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.
Renovate or invest? How 7-in-10 Aussies are using their equity
Blog

Renovate or invest? How 7-in-10 Aussies are using their equity

Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or boost their superannuation. Have you thought about how you could take advantage of last year’s property price spike?
Single and under 30? You’re a great fit for the 5% deposit scheme
BlogBlog 1100x733 Fhgs July 2022

Single and under 30? You’re a great fit for the 5% deposit scheme

Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to new data. Here’s how to secure one of the highly coveted 35,000 scheme spots released on July 1.
The tax on luxury cars just got a little cheaper
BlogBlog 1100x733 Lct Increase

The tax on luxury cars just got a little cheaper

Got your eye on a luxury car that’ll make your mates jealous? Or perhaps something that’s a little more fuel-efficient and environmentally friendly? Today we’ll run you through a new tax change that could help you buy something a little more la-de-da.
RBA lifts cash rate for the third month in a row to 1.35%
BlogBlog 1100x733 Rate Rise July 22

RBA lifts cash rate for the third month in a row to 1.35%

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid continuing inflation pressures. How much will this third consecutive hike increase your monthly mortgage repayments?
Financial hardship arrangement reporting is about to change
BlogBlog 1100x733 Financial Hardship Changes

Financial hardship arrangement reporting is about to change

With interest rates on the way back up, there’s no doubt some households around the country are starting to do it a bit tough. Coincidentally, some big changes kick in on July 1 when it comes to recording financial hardship arrangements.
Want a first home buyer scheme spot? Here’s how to get the inside lane
BlogBlog 1100x733 Hgs June 2022

Want a first home buyer scheme spot? Here’s how to get the inside lane

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
No more Mr Nice Guy: the ATO wants its money
BlogBlog 1100x733 Tax 2022

No more Mr Nice Guy: the ATO wants its money

Tax time is just around the corner and the ATO has sent out a warning to businesses around the country that owe it money: the COVID-19 moratorium on debt collection has come to an end. Rest assured though, you’ve got some options.
Refinancing numbers are surging across the country, here’s why
BlogBlog 1100x733 Refinancing June 2022

Refinancing numbers are surging across the country, here’s why

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.
RBA increases cash rate for second consecutive month, to 0.85%
BlogBlog 1100x733 Rate Rise June 2022

RBA increases cash rate for second consecutive month, to 0.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate by 50 basis points to 0.85%. How much extra should you expect to pay on your home loan?
Banks tighten lending, reducing the maximum you can borrow
BlogBlog 1100x733 Dti May 2022

Banks tighten lending, reducing the maximum you can borrow

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?
Bulk of SMEs preparing for growth over next 12 months: research
BlogBlog 1100x733 Sme Growth May 2022

Bulk of SMEs preparing for growth over next 12 months: research

Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.
ATO hit list: rental property income and capital gains
BlogBlog 1100x733 Tax Hitlist 2022

ATO hit list: rental property income and capital gains

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
The two major parties’ first home buyer policies explained
BlogBlog 1100x733 Election Promises 2022

The two major parties’ first home buyer policies explained

Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
EOFY alert! Financial year-end is fast approaching
BlogBlog 1100x733 Eofy 2022

EOFY alert! Financial year-end is fast approaching

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.
Ready for lift-off: how to prepare a buffer for more rate rises
BlogBlog 1100x733 Rate Rise Prep

Ready for lift-off: how to prepare a buffer for more rate rises

Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.
RBA increases cash rate to 0.35% amid high inflation concerns
BlogBlog 1100x733 May Rate Rise 2022

RBA increases cash rate to 0.35% amid high inflation concerns

The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.
SMEs invest in machinery, IT and energy-efficient assets for growth
BlogBlog 1100x733 Assets For Growth

SMEs invest in machinery, IT and energy-efficient assets for growth

Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies, and sustainable business assets, according to Commonwealth Bank (CBA) data.
Brace yourselves: a May rate hike might be coming next week
BlogBlog 1100x733 May 2022 Rate Hike

Brace yourselves: a May rate hike might be coming next week

The chances of the Reserve Bank of Australia (RBA) lifting the official cash rate on Tuesday just increased dramatically after figures showed the cost of living jumped 5.1% over the past year - the highest annual increase in more than 20 years.
Attention first home buyers! Price caps increase for 5% deposit scheme
BlogBlog 1100x733 Hgs New Caps

Attention first home buyers! Price caps increase for 5% deposit scheme

First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.
How to avoid becoming a victim of underquoting
BlogBlog 1100x733 Underquotin

How to avoid becoming a victim of underquoting

It’s the hope that kills you. Just ask Carlton fans, NSW Blues supporters, Wallabies sufferers, and hopeful homebuyers who have fallen victim to underquoting. Obviously, you can’t change your footy team, but you can follow these tips to avoid the sketchy real estate practice.
What the!? Tesla came third on the new vehicles sold list?
BlogBlog 1100x733 Tesla Sales

What the!? Tesla came third on the new vehicles sold list?

Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.
How to save a first home deposit in just over a year
BlogBlog 1100x733 Fhg April 2022

How to save a first home deposit in just over a year

It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new research. Want to hear something crazy, though? We know how to quarter that timeframe…
Budget winners: first home buyers, regional buyers, single parents
BlogBlog 1100x733 Budget 2022

Budget winners: first home buyers, regional buyers, single parents

First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget - with 50,000 low deposit, no LMI scheme spots up for grabs. 
How much have car prices gone up since the pandemic began?
BlogBlog 1100x733 Car Prices

How much have car prices gone up since the pandemic began?

Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.
16 ways the government should tackle housing affordability: report
BlogBlog 1100x733 Housing Affordability (1)

16 ways the government should tackle housing affordability: report

Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16 recommendations to tackle housing affordability has just been plonked on pollies’ desks in Canberra. Today we’ll run through them for you (succinctly, we promise).
What’s your debt-to-income ratio? And why do lenders care about it?
BlogBlog 1100x733 Dti

What’s your debt-to-income ratio? And why do lenders care about it?

New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.
Flood victims can defer loan repayments for up to 3 months
Blog, NewsBlog 1100x733 Flood Relief

Flood victims can defer loan repayments for up to 3 months

Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month loan deferral or reduced payment arrangement. Here’s how to apply if you or someone you know has been impacted.
Thought about buying an EV? Interest rates for them are dropping
BlogBlog 1100x733 Ev Loans

Thought about buying an EV? Interest rates for them are dropping

It wasn’t long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction. But with interest rates on EV loans recently dropping to under 3%, going electric is now more in the realms of an everyday, mundane, household budget decision.
Which two capital cities might have just hit their property price peak?
BlogBlog 1100x733 Areas Prices Peaking

Which two capital cities might have just hit their property price peak?

It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking like they could soon peak, and three still going strong. How is the market performing in your neck of the woods?
Fixed rates on the rise, as CommBank tips a June cash rate hike
BlogBlog 1100x733 Cba Rate Prediction

Fixed rates on the rise, as CommBank tips a June cash rate hike

Hold onto your hats, things are about to get a little bumpy. Economists from Australia’s biggest bank are predicting the Reserve Bank will raise the official cash rate as early as June - and we’re already seeing fixed interest rates increase significantly.
Where are tradies most in demand at the moment?
BlogBlog 1100x733 Tradie Shortage

Where are tradies most in demand at the moment?

Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment. So if you live in one of the suburbs in this week’s article, you might want to get the ball rolling sooner rather than later…
Why are houses becoming so much more expensive to build?
BlogBlog 1100x733 Construction Costs

Why are houses becoming so much more expensive to build?

Why is it getting so expensive to build your own home? Today we’ll look at the rising cost of materials and why all homeowners should take note.
Flexibility emerges as a key priority for small business loans
Blog, Small Business LoansBlog 1100x733 Loan Flexibility

Flexibility emerges as a key priority for small business loans

What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian small business owners have put 'flexibility' when it comes to loan repayments right up there on their priority list.
Which cities are expected to have the biggest price growth in 2022?
Blog 1100x733 2022 Price Growth

Which cities are expected to have the biggest price growth in 2022?

National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities are tipped to lead the way in price growth this year? Let’s take a look.
One in five young adults are saving to start their own business
BlogBlog 1100x733 Next Gen Businesses

One in five young adults are saving to start their own business

Ever dreamed about telling your boss to “shove it” and starting up your own business? Well, there’s been a big jump in Millennials and Gen Zs who are saving up to do just that (well, maybe except for the “shove it” part!).
Your suburb’s 2021 property report card is in
BlogBlog 1100x733 Property Tracker

Your suburb’s 2021 property report card is in

With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type performed? Today we’ll show you how to find out in just a few clicks.
Borrowing soars: average loan up almost $100,000 in 12 months
BlogBlog 1100x733 Loan Values Soar

Borrowing soars: average loan up almost $100,000 in 12 months

How much do you need to borrow to buy a typical Australian home these days? Well, the average loan size has increased dramatically over the past year - up almost $100,000.
What was Australia’s top-selling vehicle in 2021?
BlogBlog 1100x733 Cars 2021

What was Australia’s top-selling vehicle in 2021?

Some of us buy cars for work, others for play. So it’s no surprise that the top two cars in 2021 can do both. But which vehicle took the crown? Well, it was super close, so let’s have a look.
Homeowners nearly four years ahead on their mortgage repayments
BlogBlog 1100x733 Record Offset Balances

Homeowners nearly four years ahead on their mortgage repayments

Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is almost four years ahead on their mortgage payments.
Three (financial) New Year’s resolution ideas
BlogBlog 1100x733 New Year 2022

Three (financial) New Year’s resolution ideas

Cut calories, increase your steps, abstain from alcohol: each year we set ourselves some pretty lofty New Year’s resolutions, most of which are doomed to fail. So why not add a nice straightforward financial goal to the list this year?
Season’s greetings! Here’s to a prosperous 2022!
BlogBlog 1100x733 Xmas 2021

Season’s greetings! Here’s to a prosperous 2022!

To all our terrific clients: thank you for your ongoing support and for being such wonderful, loyal clients. We hope you’re shifting into holiday mode and getting ready to relax and unwind (or looking forward to a few public holidays at least!).
Up to 4,600 first home buyer guarantees back up for grabs
BlogBlog 1100x733 Schemes Reissued

Up to 4,600 first home buyer guarantees back up for grabs

Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could be in luck - the federal government will soon reissue up to 4,651 unused Home Guarantee Scheme spots.
How many SMEs find it difficult to repay business loans?
BlogBlog 1100x733 Fear Debt

How many SMEs find it difficult to repay business loans?

Ever thought about taking out a loan for your business but hesitated because you were worried about meeting your repayments? Don’t worry, it’s a common concern. But some promising data has just come out that might help you put those fears aside.
Don’t drown in Buy Now Pay Later debt this Christmas
BlogBlog 1100x733 Bnpl Christmas

Don’t drown in Buy Now Pay Later debt this Christmas

Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends. But be careful this silly season: more than half of Buy Now Pay Later customers are struggling to pay day-to-day living expenses.
FOMO factor: more Aussies looking to buy with mates or siblings
BlogBlog 1100x733 Co Ownership

FOMO factor: more Aussies looking to buy with mates or siblings

Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost of property and FOMO has led to more than a quarter of Australians considering buying a property with a ‘non-traditional’ partner.
Are your cashflow needs in order ahead of the summer trading season?
BlogBlog 1100x733 Festive Stock 2021

Are your cashflow needs in order ahead of the summer trading season?

The summer trading season poses a raft of tricky cashflow and stocking challenges for retailers at the best of times, let alone following a global pandemic slowdown. But if done well it can set your business up nicely for the good times ahead.
How well has your salary kept up with house prices?
BlogBlog 1100x733 Wage Growth

How well has your salary kept up with house prices?

You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can you do to make sure you’re not forever chasing the great Australian dream?
Think property prices will dip when rates rise? Don’t bet the house on it
BlogBlog 1100x733 Rates History

Think property prices will dip when rates rise? Don’t bet the house on it

Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble when interest rates rise, right? Today we’ll look at what happened to house prices when interest rates were hiked in the past.
How to protect your business and your customers from scams
BlogBlog 1100x733 Scams 2021

How to protect your business and your customers from scams

When you pay a supplier or service provider, are you certain you’re paying the right account? You’ve got to be super careful these days, as scammers are compromising inboxes and requesting payments to a new account. Here’s how to protect your business and its customers.
Open banking is ramping up, so how are lenders using your data?
BlogBlog 1100x733 Open Banking (1)

Open banking is ramping up, so how are lenders using your data?

Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared data in this brave, new, data-fuelled world? A new report has shed some interesting insights.
Wheels in motion: RBA paves the way for early cash rate rise
BlogBlog 1100x733 Cash Rate Hike

Wheels in motion: RBA paves the way for early cash rate rise

Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due to the economy bouncing back strongly from the Delta outbreak. So just how soon can we expect a rate rise?
Netflix and too chill: house hunters cutting corners on inspections
BlogBlog 1100x733 Netflix Inspections

Netflix and too chill: house hunters cutting corners on inspections

More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching an episode on Netflix, according to new research.
Are you relying on a personal credit card for business expenses?
BlogBlog 1100x733 Personal Card For Business

Are you relying on a personal credit card for business expenses?

We’ve all been guilty of the odd credit card mix-up from time to time - it happens! But if you’re consistently relying on a personal credit card to pay your business expenses - like 4-in-10 SME owners - then it’s probably time to explore other funding options.
Seismic shift: two major banks hike fixed interest rates
BlogBlog 1100x733 Fixed Rates Shifting

Seismic shift: two major banks hike fixed interest rates

Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this week. So if you’ve been thinking about fixing your mortgage lately, it could be time to consider doing so.
How 1-in-10 first home buyers cracked the market 4 years sooner
BlogBlog 1100x733 First Home Faster

How 1-in-10 first home buyers cracked the market 4 years sooner

Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a leg up into the property market. Could you, or someone you know, be eligible?
SME lending options are on the rise, but how do you access them?
BlogBlog 1100x733 Sme Lending Options

SME lending options are on the rise, but how do you access them?

While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options available. And brokers have an important role to play for businesses, says the Productivity Commission.
Bar raised for borrowers: tougher home loan serviceability tests
BlogBlog 1100x733 Apra Serviceability (1)

Bar raised for borrowers: tougher home loan serviceability tests

Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans. So who will they impact most?
Is a home loan lending crackdown on the horizon?
BlogBlog 1100x733 Lending Crackdown

Is a home loan lending crackdown on the horizon?

The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?
Only half of SMEs have recently been able to secure full funding: report
BlogBlog 1100x733 Sme Funding Struggle

Only half of SMEs have recently been able to secure full funding: report

Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs only half were successful in obtaining the full amount they were seeking.
Top 5 property investor trends for 2021-22
BlogBlog 1100x733 5 Investor Trends

Top 5 property investor trends for 2021-22

With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according to the latest annual survey. And investors have their sights set on one city in particular.
Are you too loyal for your own good? The banks think so
BlogBlog 1100x733 Loyalty Tax 2021

Are you too loyal for your own good? The banks think so

The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”.
Refinancing figures are on a record-breaking run: here’s why
BlogBlog 1100x733 Refinancing High

Refinancing figures are on a record-breaking run: here’s why

With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too.
Are they really OK? Here’s how to check in with them today
BlogBlog 1100x733 Ruok 2021

Are they really OK? Here’s how to check in with them today

Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it tough, but silently pressing on. As always, we’re here to support you, and for R U OK? Day we’re sharing ways you can help others.
Nine in 10 FHBs trust brokers to help them buy their first property
BlogBlog 1100x733 Fhbs Trust Mbs

Nine in 10 FHBs trust brokers to help them buy their first property

Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market. 
SME Recovery Loan Scheme revamped to help more businesses
BlogBlog 1100x733 Loan Scheme Update

SME Recovery Loan Scheme revamped to help more businesses

More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding after the federal government expanded the eligibility criteria for the SME Recovery Loan Scheme.
How to ease financial pressure through debt consolidation
BlogBlog 1100x733 Debt Consolidation 2021

How to ease financial pressure through debt consolidation

With many people around the country doing it tough right now, this week we’ll look at a way you can take some pressure off your monthly finances through debt consolidation.
COVID hardship and grant options that could help you
BlogCovid

COVID hardship and grant options that could help you

With the pandemic once again tightening its grip around many parts of Australia, today we’ll run you through hardship and grant options that could be available to you or your business.
New super laws: a timely reminder to check your life insurance policy
BlogBlog 1100x733 Super Changes

New super laws: a timely reminder to check your life insurance policy

What measures do you have in place to help protect your family home or business? If life insurance through your superannuation account is one of them, then it’s a good time to give it a quick review - especially if you work in a high-risk environment.
House price growth hits 17-year high, but is it slowing down?
BlogBlog 1100x733 Price Slowdown 2021

House price growth hits 17-year high, but is it slowing down?

You’d have to go all the way back to the 2004 Athens Olympics to find a time when house price growth was faster than it has recently been. But latest data suggests the golden run has started to slow down.
Cash flow tips for businesses thriving and surviving the pandemic
BlogBlog 1100x733 Cashflow Tips

Cash flow tips for businesses thriving and surviving the pandemic

Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll run you through three cash flow tips for your business, whether it’s growing or struggling.
Buy Now Pay Later users put on notice by credit agency
BlogBlog 1100x733 Bnpl Credit Rating

Buy Now Pay Later users put on notice by credit agency

Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit reporting agency has made a big change that means your BNPL data will go onto your credit report.
What’s the best day to auction your house?
BlogBlog 1100x733 Auction Day

What’s the best day to auction your house?

Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’ signs. But is Saturday actually the best day to auction your home? New data suggests perhaps not.
Need help paying your insurance and workers comp premiums this year?
BlogBlog 1100x733 Sme Insurance

Need help paying your insurance and workers comp premiums this year?

As if Australian business owners hadn’t faced enough challenges this past year - now the dreaded annual insurance and workers compensation premiums will soon arrive in mailboxes. Here’s how to smooth ‘em all out (and get an early bird discount!).
Green thumbs beware: one-third of veggie gardens contaminated with lead
BlogBlog 1100x733 Contaminated Soil

Green thumbs beware: one-third of veggie gardens contaminated with lead

One of the most exciting things about moving into your own home is doing whatever you want with it, such as growing your own veggie patch. But did you know more than a third of Aussie backyards are contaminated with lead? Here’s how to get your soil tested for free.
How much extra will your mortgage cost when interest rates rise?
BlogBlog 110x733 Repayments If Rates Rise

How much extra will your mortgage cost when interest rates rise?

After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But if the cash rate returned to mid-2019 levels, how much extra would an average new mortgage holder expect to pay each month? Let’s take a look.
It’s on! First home loan deposit schemes open for applications
BlogBlog 1100x733 Lmi Schemes 2021

It’s on! First home loan deposit schemes open for applications

If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.
EOFY alert! Financial year end just days away
BlogBlog 1100x733 Eofy 2021

EOFY alert! Financial year end just days away

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost only have a few days to act this financial year.
Property price caps increased for first home loan deposit scheme
BlogBlog 1100x733 Scheme Caps

Property price caps increased for first home loan deposit scheme

First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.
Size matters: how to get more bang for your buck on property sizes
BlogBlog 1100x733 Bang For Buck

Size matters: how to get more bang for your buck on property sizes

An increasing number of Australians are prioritising larger homes and bigger blocks in their house-hunting endeavours since the pandemic began. But where to look? Well, a new search tool helps you calculate which suburbs offer the best bang for your buck.
Aussie businesses load up on light commercial vehicles
BlogBlog 1100x733 Vehicle Tfe (1)

Aussie businesses load up on light commercial vehicles

Australian businesses have shifted things up a gear this year, with new asset finance figures revealing a 187% rise in light commercial vehicle purchases since January.
33 suburbs where buyers still have the upper hand over sellers
BlogBlog 1100x733 Suburbs Upper Hand

33 suburbs where buyers still have the upper hand over sellers

Most of Australia may be a seller’s market right now, but there are still a few dozen suburbs around the country where there’s more housing stock available than in previous years. Today we’ll check out which 33 suburbs are still offering plenty of options for buyers.
4 in 5 hopeful buyers don’t understand key financial concepts
BlogBlog 1100x733 Finance Knowledge

4 in 5 hopeful buyers don’t understand key financial concepts

While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans or mortgage rates work. That’s why we make it our mission to enlighten you during your home buying journey.
Pedal to the metal: EOFY is officially bearing down on us
BlogBlog 1100x733 Eofy Tfe

Pedal to the metal: EOFY is officially bearing down on us

Keen to buy a vehicle, asset or another vital piece of equipment for your business and immediately write off the cost? Well, you better get cracking, as we’re officially entering end-of-financial-year territory.
“Tide turning on interest rates”: CBA hikes fixed rates
BlogBlog 1100x733 Fixed Rates

“Tide turning on interest rates”: CBA hikes fixed rates

Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”. So if you’ve been thinking about fixing your interest rate, it could be high time to do so.
Want to switch home loans? Here are ASIC’s top tips for refinancing
Blog, NewsBlog 1100x733 Refinance 2021

Want to switch home loans? Here are ASIC’s top tips for refinancing

With interest rates at record low levels, we’ve seen a big increase in homeowners wanting to refinance this year. So this week we’ll look at some of ASIC’s top tips for refinancing, plus some of our own for good measure.
SMEs to get full asset write-off extension and fairer go with ATO
BlogBlog 1100x733 Budget 2021 Business

SMEs to get full asset write-off extension and fairer go with ATO

Small businesses in dispute with the ATO over their tax debt will get “a fairer go” under new rules proposed in the federal budget. Meanwhile, one-year extensions have been granted for the full asset write-off and loss carry-back schemes. Let’s break it all down.
Single parents and first home buyers get big budget boost
BlogBlog 1100x733 Budget 2021 Residential

Single parents and first home buyers get big budget boost

Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.
Is it cheaper to buy or rent your next home? You might be surprised
BlogBlog 1100x733 Rent Or Buy

Is it cheaper to buy or rent your next home? You might be surprised

While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy than rent over the next decade, according to a new report.
Has the housing market’s latest record-breaking run peaked?
BlogBlog 1100x733 Has Price Growth Rate Peaked

Has the housing market’s latest record-breaking run peaked?

Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked, says CoreLogic.
Business demand for equipment has hit record numbers
BlogBlog 1100x733 Assets Eofy

Business demand for equipment has hit record numbers

Businesses across the country are purchasing new equipment and vehicles in record numbers, as companies big and small embrace the strongest market conditions seen in years, according to NAB data.
HomeBuilder extension gives applicants extra 12 months to start building
BlogBlog 1100x733 Homebuilder Extension

HomeBuilder extension gives applicants extra 12 months to start building

Tens of thousands of HomeBuilder applicants around the nation can breathe a sigh of relief after the federal government extended the construction commencement requirement from six months to 18 months.
How long do you have to snap up a property in the current market?
BlogBlog 1100x733 Average Listing

How long do you have to snap up a property in the current market?

You open up the real estate app on your phone, scroll through a few listings, and then there it is: the home of your dreams, ‘added 1 hour ago’. So just how long do you typically have to act in this hot market?
COVID-19 repayment amnesty over: how to avoid a bad credit rating
BlogBlog 1100x733 Amnesty Ends

COVID-19 repayment amnesty over: how to avoid a bad credit rating

The COVID-19 loan deferral program and credit reporting amnesty is now over, which means banks will report any late repayments on mortgage or small business loans to credit agencies unless you’ve entered into a hardship arrangement.
Fixed mortgage rates set to rise in coming months: experts
Blog, NewsBlog 1100x733 Prices Rise 17%

Fixed mortgage rates set to rise in coming months: experts

House prices could jump 17% in 2021 and mortgage rates are set to rise much sooner than expected, ANZ Bank has tipped.
How do you compare: how much of your pay goes to your mortgage?
BlogBlog 1100x733 Pay Cheque

How do you compare: how much of your pay goes to your mortgage?

The property market is going through a boom phase, which means housing affordability is getting tougher. So how much does the average Australian household need to put towards their monthly home loan repayments in the current market? Let’s take a look.
Free new mental health support service for small business owners
Blog, Small Business LoansBlog 1100x733 Mental Health (2)

Free new mental health support service for small business owners

Floods, fire and pandemic - it’s been an incredibly tough 15 months for many Australian businesses. And with government support about to end, looking after your mental health will be just as important as taking care of your business’s financial health.
$15,000 HomeBuilder grant deadline fast approaching
BlogBlog 1100x733 Homebuilder Deadline

$15,000 HomeBuilder grant deadline fast approaching

Thinking of building, buying a new home or renovating? The HomeBuilder scheme ends on March 31, which means you’ve got less than two weeks to take advantage of the $15,000 grant.
Do you have a succession plan in place for your business?
BlogBlog 1100x733 Succession

Do you have a succession plan in place for your business?

Who would take the reins of your family business if you had to take a step back from it? Turns out just one-in-six businesses have a proper plan in place. But rest assured you can develop your own succession plan fairly painlessly, with the help of a new guide.
7 ways to make your property more attractive to potential buyers
BlogBlog 1100x733 7 Ways Sell Property

7 ways to make your property more attractive to potential buyers

Did you know more than a third of Australian homeowners are considering putting their property up for sale so they can take advantage of the current boom in prices? Here’s how to get your property looking spick and span for prospective buyers.
Boom time: Australian home values surging at fastest pace in 17 years
BlogBlog 1100x733 Boom Since 2003 (1)

Boom time: Australian home values surging at fastest pace in 17 years

It’s official: Australia’s housing market is in the midst of a broad-based boom, with the national home value surging 2.1% higher in February; the largest month-on-month change since 2003.
SME credit demand improves, lenders begin next phase of COVID-19 support
BlogBlog 1100x733 Covid Next Phase

SME credit demand improves, lenders begin next phase of COVID-19 support

Things are starting to look better for small business owners across the country with just 5% of deferred business loans yet to resume repayments. Meanwhile, there are signs that business credit demand is improving, especially when it comes to asset finance.
Tick tock - is time running out for first home buyers?
BlogBlog 1100x733 Fhb 2021

Tick tock – is time running out for first home buyers?

The first home buyer market had a bumper year in 2020 due to modest declines in property prices, reduced investor activity, and a range of government incentives. But with those advantages tailing off, how will first home buyers compete in 2021?
“On the cusp of a boom”: CBA’s assessment of the housing market
BlogBlog 1100x733 Boom 2021

“On the cusp of a boom”: CBA’s assessment of the housing market

Australia’s housing market is on the “cusp of a boom”, with house prices set to leap 16% over the next two years, according to the Commonwealth Bank (CBA).
Digital transformation: how does your business compare?
BlogBlog 1100x733 Omni Channel

Digital transformation: how does your business compare?

How well placed is your retail business when it comes to its digital transformation? Today we’ll look at some of the ways your competitors might be complementing their bricks and mortar stores with online empires.
Back up for grabs: 1800 first home buyer scheme spots reissued
BlogBlog 1100x733 Fhlds 1800

Back up for grabs: 1800 first home buyer scheme spots reissued

Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS) spots from the 2019-20 financial year. 
Record-breaking: 5 big property trends in 2021
BlogBlog 1100x733 Records 2021

Record-breaking: 5 big property trends in 2021

After a bumpy 2020, 2021 is already rewriting the record books. From property prices, to interest rates, to refinancing - no matter which way you look records are being broken. Today we’ll look at why property market sentiment is riding so high.
How did your suburb fare during the COVID-19 crisis?
BlogBlog 1100x733 Suburb Covid

How did your suburb fare during the COVID-19 crisis?

When coronavirus broke out across Australia, doomsday reports tipped the property market could fall as far as 30% across the country. Fortunately, that wasn’t the case. Here’s how to find out how your suburb actually fared.
How will your business bounce back from 2020?
BlogBlog 1100x733 Business Recover

How will your business bounce back from 2020?

If you’re worried about how to recover from the horror show that was 2020, you’re not alone. Two-thirds of Australian small to medium businesses feel the same way, research shows.
House prices projected to jump 30% in three years: RBA
BlogBlog 1100x733 30pc Increase

House prices projected to jump 30% in three years: RBA

It’s the document that was never meant to see the light of day. But a Freedom of Information request reveals the Reserve Bank of Australia projects a 30% increase in house prices if interest rates remain low for the next few years.
Still haven’t found what you’re looking for? Listings to pick up soon
BlogBlog 1100x733 Search December

Still haven’t found what you’re looking for? Listings to pick up soon

While you were kicking your feet up over the festive season, did you flick open your phone and scroll through real estate listings in your dream location? If so, you might’ve noticed there were fewer properties listed for sale than usual. Here’s why.
What are Australia’s most popular vehicles? The 2020 results are in
BlogBlog 1100x733 Vehicle 2020

What are Australia’s most popular vehicles? The 2020 results are in

Long gone are the days of Holden vs Ford. These days it’s all about the SUV vs the great Australian ute. So which vehicle type topped the list in 2020?
New year, new you: 3 quick and easy finance resolutions
BlogBlog 1100x733 2021 Resolutions

New year, new you: 3 quick and easy finance resolutions

Whenever we think of New Year’s resolutions, the first thing that comes to mind is a health kick. But here are three (easy) New Year’s resolutions that’ll help improve your financial wellbeing in 2021.
Happy New Year! Here’s to a prosperous 2021!
BlogBlog 1100x733 New Year 2021

Happy New Year! Here’s to a prosperous 2021!

Well, that was a year for the history books. Time to start looking forward, we reckon! And the good news is 2021 offers plenty of promise. So what’s your New Year’s resolution?
Season’s Greetings! Bring on 2021!
BlogBlog 1100x733 Xmas 2020

Season’s Greetings! Bring on 2021!

To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time with family and friends this festive season.
Warning to SMEs: payment times have completely blown out
BlogBlog 1100x733 Asbfeo Payments

Warning to SMEs: payment times have completely blown out

Small businesses are receiving payments from clients a month late on average - that’s 18 days longer than last year. Make sure your business's cash flow isn’t adversely impacted this holiday season.
Love thy neighbour: how to protect your home these summer holidays
BlogBlog 1100x733 Neighbour

Love thy neighbour: how to protect your home these summer holidays

How comfortable do you feel leaving your home unattended when you go on holidays? Turns out that those who know their neighbours best have more peace of mind.
Be careful of loading up on ‘buy now, pay later’ purchases this Xmas
BlogBlog 1100x733 Afterpay Xmas

Be careful of loading up on ‘buy now, pay later’ purchases this Xmas

‘Tis the season to be jolly, but it’s important not to get carried away when using ‘buy now, pay later’ providers to fund that festive spirit. That’s because one-in-five users struggle to make their repayments, new research has found.
How well do you know your finance jargon? Take our quiz!
BlogBlog 1100x733 Quiz

How well do you know your finance jargon? Take our quiz!

The finance industry has a bunch of acronyms and abbreviations that can make the home buying process a little confusing. But they’re not as difficult to understand as you might think. Take our short quiz to see how many you can answer!
Freedom to move: stamp duty reforms gain momentum
Blog, NewsBlog 1100x733 Stamp Duty (2)

Freedom to move: stamp duty reforms gain momentum

Stamp duty: two of the most dreaded words in the world of property and finance. Fortunately, NSW and Victoria have unveiled some big changes to the inefficient tax this week, and there’s hope it’ll inspire other states to review their own stamp duty arrangements.
8 ideas to improve your business’s cash flow over the festive season
BlogBlog 1100x733 8 Xmas Tips

8 ideas to improve your business’s cash flow over the festive season

The festive season is fast approaching and this year, more than ever, it’s important for businesses to ensure they have their cash flow management in order. Here are our top 8 ideas to help you through the upcoming period.
Want to know how much your neighbours paid for their first homes?
BlogBlog 1100x733 First Home Neighbours

Want to know how much your neighbours paid for their first homes?

First home buyers wanting to crack into the property market can now use an interactive map to see how much their neighbours spent on average for their first home.
Australia is building the biggest houses in the world once again
Blog, NewsBlog 1100x733 Big Homes

Australia is building the biggest houses in the world once again

We dream big in Australia. So it’s little surprise that when the Great Australian Dream becomes a reality it means bigger houses than anywhere else in the world, according to a new report.
Switch lenders if rate cut is not passed on: RBA
Blog, MortgagesBlog 1100x733 Rate Cut Pass Nov 2020

Switch lenders if rate cut is not passed on: RBA

Mortgage holders and business operators are being encouraged by the RBA to switch lenders if their bank doesn’t pass on the latest cash rate cut.
RBA trims cash rate to new record low 0.10%
BlogBlog 1100x733 Rate Cut Nov 2020

RBA trims cash rate to new record low 0.10%

If you didn’t back a winner on Melbourne Cup Day then fret not: the Reserve Bank of Australia (RBA) has delivered mortgage holders a win by cutting the official cash rate by 15 basis points to a new record low of 0.10%.
Housing affordability best it's been in a decade: report
BlogBlog 1100x733 Housing Affordabililty

Housing affordability best it’s been in a decade: report

Great news for homeowners and prospective buyers: housing affordability is at its best level in a decade and should continue to improve throughout 2021.
Flow of credit to small businesses remains strong
Blog, Small Business LoansBlog 1100x733 Business Loans Oct 20

Flow of credit to small businesses remains strong

Small business owners in need of credit will be buoyed by new data that shows the approval rate for loans has remained strong throughout the coronavirus crisis.
Housing market confidence 'booms', cash rate cut expected
BlogBlog 1100x733 Confidence

Housing market confidence ‘booms’, cash rate cut expected

Consumer sentiment is surging, confidence in the housing market is booming, and the number of experts tipping a Melbourne Cup Day cash rate cut is increasing. Let’s look at why households and businesses are becoming increasingly optimistic.
HomeBuilder sparks surge in home loans, new builds and renos
Blog, NewsBlog 1100x733 Homebuilder Stats

HomeBuilder sparks surge in home loans, new builds and renos

Thousands of families across the country who had been thinking about a new build, or tackling an overdue renovation project, have rolled up their sleeves and committed to it, according to latest ABS data.
Turbocharged instant asset write-off scheme unveiled
BlogBlog 1100x77 Turbo Instant Asset

Turbocharged instant asset write-off scheme unveiled

There was one big-ticket initiative in the federal budget that really caught our eye, and that was the turbocharged version of the instant asset write-off scheme. Today we’ll look at how it could improve your business’s cash flow moving forward.
The First Home Loan Deposit Scheme is back; bigger and better!
Blog, First Home BuyersBlog 1100x733 Fhlds 3

The First Home Loan Deposit Scheme is back; bigger and better!

The First Home Loan Deposit Scheme is back; bigger, better and more buyer-friendly than before. If you’re a first home buyer who missed out on the first two rounds, then here’s how to make it a case of third time’s a charm!
Responsible lending laws to be axed: what that means for you
BlogBlog 1100x733 Responsible Lending

Responsible lending laws to be axed: what that means for you

You might have recently heard that ‘responsible lending laws’ are set to be scrapped early next year. Rest assured though that you'll still be able to borrow responsibly. Let us explain how.
JobKeeper 2.0 is about to begin: here’s what you need to know
Blog, NewsBlog 1100x733 Jobkeeper 2

JobKeeper 2.0 is about to begin: here’s what you need to know

Like most sequels, JobKeeper 2.0 won’t be as big a blockbuster as the original. But that’s not to say it won't help many SMEs navigate the difficult times ahead. Today we’ll cover what you need to know about making the transition for your business.
House prices tipped to surge 15%, RBA hints at cash rate cut
Blog, NewsBlog 1100x733 Price Surge, Rates

House prices tipped to surge 15%, RBA hints at cash rate cut

Strap yourself in: Australian house prices are tipped to experience a mild COVID-19 dip before surging 15% over the following two years, according to some of the nation's top economists.
Is now a good time to buy property? Two-thirds of investors say ‘yes’
Blog, NewsBlog 1100x733 Investment Sept2020

Is now a good time to buy property? Two-thirds of investors say ‘yes’

The majority of property investors are remaining upbeat despite COVID-19, with 67% believing now is a good time to invest in residential property, according to a new survey.
Lenders begin contacting borrowers who have deferred loans
BlogBlog 1100x733 Deferrals End

Lenders begin contacting borrowers who have deferred loans

If you’ve deferred your home or business loan then it’s likely your bank will reach out to you in the coming weeks. Here’s what to expect and what options are available to you.
R U OK? We’re here for you, and here’s how you can support others
BlogBlog 1100x733 Ruok 2

R U OK? We’re here for you, and here’s how you can support others

2020 hasn’t been an easy year for many Aussie households and businesses, which makes today an important one to check in on one another.
How to enter the property market with a $15,000 to $30,000 deposit
BlogBlog 1100x733 Fhlds 6 Months

How to enter the property market with a $15,000 to $30,000 deposit

First home buyers are now breaking into the property market more than four years faster than they typically would thanks to a little-known government scheme. Today we’ll discuss how. 
More than a quarter of SME businesses knocked back for finance
BlogBlog 1100x733 Finance Knock Back

More than a quarter of SME businesses knocked back for finance

As if small and medium-sized businesses weren’t already facing an uphill battle this year; now it turns out that more than a quarter were knocked back when they applied for finance in recent months. Here’s how we can help.
There’s a good chance you have a lazy $6k lying around your home
BlogBlog 1100x733 2nd Hand

There’s a good chance you have a lazy $6k lying around your home

Whether you’re looking for extra cash to purchase a property, or could do with a few thousand dollars to pay off your existing mortgage, the average Aussie household could make nearly $6,000 from selling their pre-loved items.
Where you’re most likely to score a $50,000 discount on property right now
Blog, NewsBlog 1100x733 Property Discounts

Where you’re most likely to score a $50,000 discount on property right now

Home sellers across the country are lowering their price expectations in droves, new data reveals. But which two capital cities have seen the highest percentage of sellers discount their asking price?
3 questions SME owners should ask themselves before JobKeeper 2.0
Blog, NewsBlog 1100x733 3 Questions

3 questions SME owners should ask themselves before JobKeeper 2.0

JobKeeper is due for a big shake-up next month, which means if you’ve been relying on it to get your business through these rocky times, you need to start planning ahead now.
Best Aussie suburbs to find a "renovator's dream"
Blog 1100x733 Reno Dream

Best Aussie suburbs to find a "renovator’s dream"

Most of us have at one time dreamed of discovering a hidden little gem and renovating it into the most enviable house on the street. With the $25,000 HomeBuilder grant, those dreams are closer to becoming a reality for many. But where to look?
Applications now open for $25,000 HomeBuilder grant in all states
Blog, NewsBlog 1100x733 Homebuilder Apps

Applications now open for $25,000 HomeBuilder grant in all states

It’s been two months since HomeBuilder was first announced, and I’m sure many of us spent a bit of that time dreaming about an extra $25,000 to spend on a reno or new home. The good news is grant applications are now officially open.
Property ranked as 'best investment option right now' by experts: survey
Blog, House PricesBlog 1100x733 Experts Property

Property ranked as ‘best investment option right now’ by experts: survey

You’ve heard the saying ‘safe as houses’, right? Well, it seems that old adage may ring true even in the current pandemic, with many of the nation’s top economic experts saying that’s where they’d put their money right now.
Coronavirus SME Guarantee Scheme is being expanded
Blog, NewsBlog 1100x733 Sme Guarantee Scheme 2

Coronavirus SME Guarantee Scheme is being expanded

If you’re a small or medium-sized business owner in need of an affordable loan then we’ve got good news: the federal government is expanding the Coronavirus SME Guarantee Scheme to allow businesses to borrow more and for a wider range of purposes.
The top ten Australian suburbs to buy in post-COVID-19
Blog, Sydney Mortgage BrokerBlog 1100x733 Post Covid Suburbs

The top ten Australian suburbs to buy in post-COVID-19

We’re all looking forward to things eventually getting back to normal, or at least the “new normal”. And while it’s not clear exactly what the “new normal” will look like in the property world, there are some promising early signs. 
Homeowners refinancing in record-high numbers: explore your options
BlogBlog 1100x733 Refinance May

Homeowners refinancing in record-high numbers: explore your options

Homeowners in record-high numbers are taking advantage of reduced interest rates and competitive refinancing offers. Are you ready to take the leap? 
How to smooth out your business’s insurance and workers comp premiums
BlogBlog 1100x733 Ipf

How to smooth out your business’s insurance and workers comp premiums

Getting a bill in the mail is never pleasant, but your annual insurance and workers compensation premiums can be particularly tough lump sums to swallow. There is, however, an affordable financing option that can limit the impact on your business’s cash flow. Let’s take a look.
$1 lenders mortgage insurance for eligible first home buyers
Blog, First Home BuyersBlog 1100x733 Lmi St George

$1 lenders mortgage insurance for eligible first home buyers

You’ve probably heard something along the lines of ‘you need a 20% deposit to buy a home’, right? Well, not necessarily. Today we’ll look at two options available to eligible first home buyers, including a $1 lenders mortgage insurance offer that’s just been launched.
Loan deferrals to be extended for customers who need extra breathing space
BlogBlog 1100x733 Deferral Extension

Loan deferrals to be extended for customers who need extra breathing space

Home and business owners struggling financially due to COVID-19 will be given another four months to resume paying back their loans.
Why you should care about the new ‘Open Banking’ era
BlogBlog 1100x733 Open Banking

Why you should care about the new ‘Open Banking’ era

‘Open Banking’ is now officially upon us. But what does that mean and why should you care? Well, in a nutshell, it’ll be easier and quicker for you to get a better deal on banking products going forward.
Want to buy your first home with a 5% deposit and save up to $10,000?⁣⁣
Blog, First Home Buyers, NewsBlog 1100x733 Fhlds July 2020

Want to buy your first home with a 5% deposit and save up to $10,000?⁣⁣

On your marks, get set, go! The race is on for limited spots in the federal government's First Home Loan Deposit Scheme, which kicked off again on July 1.⁣⁣
Final touches on $25,000 HomeBuilder scheme announced
BlogBlog 1100x733 Homebuilder Final Touches

Final touches on $25,000 HomeBuilder scheme announced

The “crucial final touches” on the federal government’s $25,000 HomeBuilder scheme have been revealed. Will your build be eligible?
Last chance for $150,000 instant asset write-off this financial year
Blog, NewsBlog 1100x733 Asset Eofy

Last chance for $150,000 instant asset write-off this financial year

Keen to buy a vehicle or another asset for your business and immediately write off the cost? You’ve got just a few days left to take advantage of the $150,000 instant asset write-off for this financial year.
Best Aussie suburbs to find a "renovator's dream"
BlogBlog 1100x733 Reno Dream

Best Aussie suburbs to find a "renovator’s dream"

Most of us have at one time dreamed of discovering a hidden little gem and renovating it into the most enviable house on the street. With the $25,000 HomeBuilder grant, those dreams are closer to becoming a reality for many. But where to look?
You might be closer to your first home deposit than you think
Blog, NewsBlog 1100x733 Homebuilder Plus

You might be closer to your first home deposit than you think

You’ve probably heard the federal government is giving $25,000 grants to eligible Australians looking to build or substantially renovate their homes. Today we’ll look at what that means for first home buyers when combined with state and territory schemes.
SMEs get instant asset write-off extension, but EOFY deadline looms
Blog, NewsBlog 1100x733 Asset Extension

SMEs get instant asset write-off extension, but EOFY deadline looms

Great news for small business owners: the federal government has extended the $150,000 instant asset write-off to 31 December 2020, but you’ll need to act asap if you want to make use of the scheme this financial year.
So, who’s eligible for the $25,000 HomeBuilder scheme?
Blog, NewsBlog 1100x733 Homebuilder

So, who’s eligible for the $25,000 HomeBuilder scheme?

You might have heard that the federal government will give eligible Australians $25,000 to build or substantially renovate homes as part of the new HomeBuilder scheme. Today we’ll look at who exactly can qualify for the initiative.
How the instant asset write-off applies to vehicles
BlogBlog 1100x733 Instant Asset Vehicle

How the instant asset write-off applies to vehicles

Got your eye on a shiny new vehicle for your business thanks to the $150,000 instant asset write-off? We've got the answers to the FAQs many business owners are asking ahead of the looming EOFY deadline.
4 important upcoming business deadlines
Blog, NewsBlog 1100x733 4 Deadlines

4 important upcoming business deadlines

Interested in a $10,000 business grant? How about buying a much-needed asset and immediately writing off the cost? Here are four looming deadlines your business may need to start moving on ASAP.
First home loan deposit scheme reaches capacity (for now)
Blog, First Home BuyersBlog 1100x733 Fhds July

First home loan deposit scheme reaches capacity (for now)

The 10,000 guarantees available via the new First Home Loan Deposit Scheme have been filled or reserved, but for those who missed out there’s a second chance coming soon in July.
Goodbye stamp duty?
Blog, TaxesBlog 1100x733 Stamp Duty (1)

Goodbye stamp duty?

The dreaded and controversial stamp duty tax could soon be a thing of the past, with calls for it to be abolished gaining momentum.
Relief for SMEs: tardy paying companies given final notice
Blog, News, Small Business LoansBlog 1100x733 Scf

Relief for SMEs: tardy paying companies given final notice

Promising news for SMEs this week: supply chain financing provider Greensill has given late-paying companies formal notice that it will ditch them if they continue to extend their payment terms beyond 30 days.
Cash rate to remain at record-low level until 2023: experts
Interest Rates, MortgagesBlog 1100x733 Rate Cut 2023

Cash rate to remain at record-low level until 2023: experts

Here’s a bit of welcome news for mortgage holders: Australia’s record-low cash rate is likely to remain in place until 2023, according to leading economic and property experts.
Wait, the bank can do that!?
Blog, Mortgages, NewsBlog 1100x733 Wait

Wait, the bank can do that!?

Every now and then a bank does something that bucks the trend and takes customers by surprise. Today we’ll look at two cases that recently made national headlines and how you can reduce your chances of getting caught out.
Bank loyalty can cost existing borrowers: ACCC report
Blog, MortgagesBlog 1100x733 Refinance Loyalty

Bank loyalty can cost existing borrowers: ACCC report

Loyalty is an admiral trait when it comes to our friends, family and loved ones. But if you’re extending that virtue to the banks, then there’s a good chance it’s costing you thousands of dollars.
Making the most of the instant asset write-off before the EOFY deadline
Blog, NewsBlog 1100x733 Instant Asset (1)

Making the most of the instant asset write-off before the EOFY deadline

Two months and counting (down). That’s how long your business has to make use of the $150,000 instant asset write off before the end-of-financial-year June 30 deadline.
Is now a good time to lock in a fixed rate?
Interest Rates, MortgagesBlog 1100x733 Lock Fixed Rate

Is now a good time to lock in a fixed rate?

With interest rates at record low levels, today we’ll look at a question that many are asking: should I lock in a fixed rate home loan?
The big questions we’re receiving from first home buyers
First Home Buyers, Mortgages, NewsBlog 1100x733 Fhb Questions Covid

The big questions we’re receiving from first home buyers

It’s fair to say it’s an unusual time to be a first home buyer. But there are still opportunities out there for those whose jobs haven’t been affected by COVID-19. 
What is the Coronavirus SME Loan Guarantee Scheme?
Mortgages, News, Small Business LoansBlog 1100x777 Coronavirus Business Loan

What is the Coronavirus SME Loan Guarantee Scheme?

SME businesses in need of working capital due to the coronavirus outbreak can now access unsecured loans “more cheaply and more freely” than ordinary business loans.
4 ways we can make your life easier right now
Blog, MortgagesBlog 1100x733 4 Ways Help

4 ways we can make your life easier right now

You don’t need us to tell you how much the world has changed - there’s been no shortage of news bulletins updating you on that. So rather than telling you about more changes, today we’re going to explain how we can help.
5 reasons it’s a good time to refinance
Blog, Interest Rates, Mortgages, NewsBlog 1100x733 Five Reasons Refinance

5 reasons it’s a good time to refinance

Found yourself with extra time on your hands? Slightly worried about meeting your home loan repayments? Want to make use of those back-to-back rate cuts? While the world has changed significantly over the past month, it’s possible to use some changes to your advantage.
Further protections for businesses: loan deferral scheme extended
NewsBlog 1100x733 Loan Deferral Extend

Further protections for businesses: loan deferral scheme extended

Here's some promising news for big and small businesses alike: six-month loan deferrals are now available to larger businesses on the condition that they don’t terminate leases or evict tenants for falling behind on their rent due to COVID-19.
Need to pause your mortgage repayments? Here are the banks’ deferral policies
Mortgages, NewsBlog 1100x733 Home Loan Pause

Need to pause your mortgage repayments? Here are the banks’ deferral policies

This is one article we hope you never have to read. But if COVID-19 has impacted your income to the point where you may need to pause your mortgage repayments, then we’ve broken down the banks’ deferral policies for you.
Loan repayments deferred six months for small businesses affected by COVID-19
Mortgages, NewsBlog 1100x733 Repayment Deferral

Loan repayments deferred six months for small businesses affected by COVID-19

If your small business is being affected by the coronavirus your loan repayments will be deferred for six months, says the Australian Banking Association (ABA).
RBA cuts cash rate to record low 0.25% amid COVID-19 outbreak
Interest Rates, Mortgages, NewsBlog 1100x733 March Rate Cut 2

RBA cuts cash rate to record low 0.25% amid COVID-19 outbreak

The Reserve Bank of Australia (RBA) has cut the cash rate to a record low of 0.25% following an emergency meeting due to the impact the coronavirus is having on the economy.
Homeowners impacted by COVID-19 encouraged to contact lender
Mortgages, NewsBlog 1100x733 Covid Home Loans

Homeowners impacted by COVID-19 encouraged to contact lender

Homeowners who have had their income impacted by the coronavirus outbreak are being encouraged to seek out hardship options with their lender.
The coronavirus economic stimulus plan for SMEs explained
NewsBlog 1100x733 Covid Business

The coronavirus economic stimulus plan for SMEs explained

Small businesses all around the world are facing uncertain times. However, rather than shutting up shop until COVID-19 passes, the federal government is hoping to stimulate SME spending through a raft of initiatives and tax incentives.
First home buyer numbers spike to 10 year high
First Home Buyers, Interest Rates, Mortgages, NewsBlog 1100x733 Home Buyer Spike

First home buyer numbers spike to 10 year high

First home buyers are throwing themselves into the property market in numbers not seen since 2009.
SME owners impacted by coronavirus urged to contact creditors
NewsBlog 11xx733 Coronavirus

SME owners impacted by coronavirus urged to contact creditors

SME owners concerned about the coronavirus outbreak impacting their cash flow are being urged to talk to their creditors as soon as possible.
RBA cuts cash rate to record low amid coronavirus concerns
Interest Rates, Mortgages, NewsBlog 1100x733 Rate Cut

RBA cuts cash rate to record low amid coronavirus concerns

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 0.50% as the coronavirus outbreak impacts global financial markets.
Employers granted one-off super amnesty
NewsBlog 1100x733 Super Amnesty

Employers granted one-off super amnesty

Employers who have underpaid their staff superannuation have been granted a one-off amnesty to make things right, but that doesn’t mean they’re completely ‘off the hook’.
How long does it take to find and secure your dream home?
First Home Buyers, Mortgages

How long does it take to find and secure your dream home?

It takes most first home buyers longer than a full working week to house hunt and apply for finance for their 'dream' property, according to new research.
Downsizers tipped to be a ‘powerful force’ in 2020
Budgeting, MortgagesBlog 1100x733 Downsizers

Downsizers tipped to be a ‘powerful force’ in 2020

Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property market this year, predicts the national body representing professional buyers’ agents.
Are you being stung by the loyalty tax?
Interest Rates, MortgagesBlog 1100x733 Loyalty Sting

Are you being stung by the loyalty tax?

Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than customers on new loans, confirms the RBA.
Why 2020 could be your year to buy property
House Prices, MortgagesPexels Photo 955793
Smaller lenders taking applications for home loan deposit scheme
Blog, First Home Buyers, Mortgages, NewsBlog 1100x733 Fhlds Non Major

Smaller lenders taking applications for home loan deposit scheme

Non-major lenders have started offering another 5,000 slots for the First Home Loan Deposit Scheme, which allows first home buyers to purchase a property with a deposit of 5% without having to pay Lenders Mortgage Insurance.
How to increase your property’s value by up to 10%
BlogBlog 1100x733 Energy Value

How to increase your property’s value by up to 10%

Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.
Why don’t lenders drop my repayments when the interest rate falls?
Blog, Interest Rates, MortgagesBlog 1100x733 Repayments Down

Why don’t lenders drop my repayments when the interest rate falls?

A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate fell last year?’
The race is on: thousands rush to apply for first home loan scheme
First Home Buyers, MortgagesBlog 1100x733 Race On

The race is on: thousands rush to apply for first home loan scheme

If you’re thinking of taking advantage of the new First Home Loan Deposit Scheme then you better act quick, as thousands of first home buyers have already applied for the 10,000 guarantees available.
How to avoid underinsuring your home
Blog, Home InsuranceBlog 1100x733 Underinsurance

How to avoid underinsuring your home

With Australia currently enduring its worst bushfire season on record, we all want to do our little bit to help out, so today we thought we'd discuss the important topic of underinsurance.
First come, first served: first home buyer scheme now open
Blog, First Home Buyers, Mortgages, NewsBlog 1100x733 Lmi 2020

First come, first served: first home buyer scheme now open

Applications for the new First Home Loan Deposit Scheme are now open, with 10,000 guarantees available to first home buyers looking to get a leg up into the property market.
Season’s Greetings! Here’s to a prosperous 2020!
BlogBlog 1100x733 Seasons Greetings 2019

Season’s Greetings! Here’s to a prosperous 2020!

With 2019 drawing to a close, we hope you're shifting into holiday mode and getting ready to relax and unwind (or, at least, looking forward to a few public holidays!).
How to spread some free Xmas cheer these holidays
BlogBlog 1100x733 Xmas Unclaimed

How to spread some free Xmas cheer these holidays

Did you know there’s around $1.1 billion owed to Aussie families in unclaimed shares, bank accounts and life insurance? With the festive season just around the corner, here’s how to find some long lost funds for you and your family in less than one minute.
Could you flick Netflix? ASIC updates responsible lending guidance
Mortgages, NewsBlog 1100x733 Lending Guidance

Could you flick Netflix? ASIC updates responsible lending guidance

Could you say goodbye to Netflix to take out a loan? That’s one example corporate watchdog ASIC has included in its responsible lending update.
Swipe right to buy your first home
Mortgages, NewsBlog 1100x733 Home Ownership App

Swipe right to buy your first home

A new web platform described as a ‘dating app but for home-ownership’ says it can help users enter the property market in half the time it usually takes.
Banks 'too cautious' on SME loans: financial regulators
Mortgages, NewsBlog 1100x733 Too Cautious

Banks ‘too cautious’ on SME loans: financial regulators

The country's top financial regulators are concerned banks are ‘too cautious’ when it comes to loans for small business borrowers.
The ‘Airbnb of pools’ splashes into Australia
BlogBlog 1100x733 Pool Airbnb

The ‘Airbnb of pools’ splashes into Australia

Got a pool you’re constantly scooping leaves out of but never use? Or perhaps you’re looking to cool off this summer in the privacy of someone else’s backyard. Well, a new pool-sharing app has just launched in Australia.
SMEs in financial trouble urged to seek a helping hand early
BlogBlog 1100x733 Smes Financial Trouble

SMEs in financial trouble urged to seek a helping hand early

Small business owners experiencing financial difficulties are often leaving it too late to seek help from a trusted adviser before going bust.
Greater protections for borrowers under new debt collection guidelines
MortgagesBlog 1100x733 Borrower Protections

Greater protections for borrowers under new debt collection guidelines

Borrowers struggling to stay afloat will be offered greater protection from debt collection agencies under new guidelines being applied by Australian banks.
Predatory payday lenders debt-trapping vulnerable Aussies: report
BlogBlog 1100x733 Payday Loans

Predatory payday lenders debt-trapping vulnerable Aussies: report

Predatory payday lenders are profiting from vulnerable Australians and trapping them in spiralling debt, according to a collaborative report by 20 consumer advocacy bodies.
Govt moves to free-up lending for SMEs
Blog, NewsBlog 1100x733 Business Lending

Govt moves to free-up lending for SMEs

SMEs are set to have better access to finance, with the Australian government making two key moves this month to free-up lending to small business operators.
6 tips to prepare your property for valuation
BlogBlog 1100x733 Valuation

6 tips to prepare your property for valuation

Looking to refinance your home loan? A valuation is a vital part of the process. So today we’ll look at some ways you can help get your home in tip-top shape.
Caps for new first home buyer scheme revealed
House PricesBlog 1100x733 Lmi Caps

Caps for new first home buyer scheme revealed

The property price caps in each state have been revealed for the federal government’s new first home buyer scheme. Read on to find out the maximum value of a property you can purchase under the scheme.
Are you a spender or a saver?
BlogBlog 1100x733 Spend Or Save

Are you a spender or a saver?

Are you paid weekly, fortnightly or monthly? New research indicates that how often you’re paid has a pretty big bearing on whether you’re a saver or a spender.
Crunch time: tax debts can now be reported by ATO to credit agencies
Blog, TaxesBlog 1100x733 Tax Crunch

Crunch time: tax debts can now be reported by ATO to credit agencies

Got a large, overdue tax debt with the Australian Tax Office (ATO)? Then best listen up, because certain tax debt information can now be reported to credit reporting bureaus (CRBs).
Frustrating bank habit triggers probe into home loan pricing
Interest Rates, MortgagesBlog 1100x733 Accc Inquiry

Frustrating bank habit triggers probe into home loan pricing

You know that infuriating habit the big banks have of failing to pass on the RBA’s cash rate cuts in full? Well, it’s finally triggered the federal government to order an inquiry into home loan pricing.
7 ways you can use a reverse mortgage
MortgagesBlog 1100x733 Reverse Mortgage (2)

7 ways you can use a reverse mortgage

Got retirement on your radar? A reverse mortgage can help you improve your standard of living during your golden years. Today we’ll look at how some Aussies are using them.
SMEs need more support from lenders to grow: RBA
MortgagesBlog 1100x733 Facebook Growth

SMEs need more support from lenders to grow: RBA

The ‘pendulum may have swung a bit too far’ when it comes to the tight lending standards currently imposed on small businesses, says the Reserve Bank of Australia (RBA).
RBA cuts cash rate, but will the banks pass it on?
Blog, Interest Rates, Mortgages, NewsBlog 1100x733 Rate Cut Oct 19

RBA cuts cash rate, but will the banks pass it on?

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 0.75%. But will the banks pass on the interest rate cut in full to you?
Four ways to dive into the property market with a smaller deposit
MortgagesBlog 1100x733 Four Ways Deposit

Four ways to dive into the property market with a smaller deposit

Three-in-five prospective first home buyers intend to buy soon with a smaller deposit, rather than wait until they have saved a 20% deposit. So how do they plan on doing so?
Business loan rejection causing SME cash flow issues
NewsBlog 1100x733 Business Loan Rejection

Business loan rejection causing SME cash flow issues

More than one-in-five SMEs are having cash flow problems due to business loans being rejected, according to new research.
Has the tide turned? Household lending surges
NewsBlog 1100x733 Lending Surge

Has the tide turned? Household lending surges

Lending to Aussie households spiked 3.9% in July, the strongest growth seen since October 2014, according to the Australian Bureau of Statistics (ABS).
Is the housing market drought finally over?
Blog, House PricesBlog 1100x733 Market Rebound

Is the housing market drought finally over?

Marge, Marge, the rains are ‘ere! Home prices have recorded their first rise since October 2017, with national dwelling values increasing 0.8% over August, according to the latest CoreLogic report.
Ever dreamed of starting your own business?
BlogBlog 1100x733 Start Own Business

Ever dreamed of starting your own business?

Ever been tempted to tell the boss you’re leaving to start your own business? You’re not alone. In fact, more than nine million Aussies dream about becoming their own boss.
Buy now, pay now: the importance of budgeting for gifts
BudgetingBlog 1100x733 Gifts

Buy now, pay now: the importance of budgeting for gifts

How much do you think the average Aussie spends on gifts each month? $20, $50 or 100? (hint: we’re a generous bunch). Today we’ll look at why it’s important to budget for these expenses correctly, rather than succumbing to ‘buy now, pay later’ services.
New code to protect Aussies buying solar panels
NewsBlog 1100x733 Solar Loan

New code to protect Aussies buying solar panels

Ever thought about investing in solar panels for your home? If so, you’ll know it’s a big decision and there’s a lot to wrap your head around. Fortunately, the consumer watchdog is proposing a new retailer code to make solar purchases safer and easier.
Caviar and wine, anyone? What a court ruling means for you
Mortgages, NewsBlog 1100x733 Asic Caviar

Caviar and wine, anyone? What a court ruling means for you

Indulgences such as caviar, wagyu beef and the finest bottles of wine shouldn’t count against you when lenders assess your application for finance, a Federal Court judge has said.
On the hunt for a new loan provider?
MortgagesBlog 1100x733 Refinance Aug19

On the hunt for a new loan provider?

One in 10 consumers have switched credit products in the past year, according to new research, with Millennials and women in particular pouncing on offers from small banks, credit unions and building societies.
Time’s ticking: ATO to report overdue tax debts to credit agencies
NewsBlog 1100x733 Ato

Time’s ticking: ATO to report overdue tax debts to credit agencies

Businesses that put off paying large tax bills for too long may soon find that the Australian Taxation Office (ATO) has notified credit reporting bureaus.
Planning ahead: RBA says expect long-term low interest rates
NewsBlog 1100x733 Rba Commits

Planning ahead: RBA says expect long-term low interest rates

Good news for mortgage holders this week, with the RBA saying "it’s reasonable to expect an extended period of low interest rates”.
How criminals steal your identity to steal your money
BlogBlog 1100x733 Identity Theft

How criminals steal your identity to steal your money

Scams involving identity theft have cost Australians at least $16 million this year, and that figure is likely to be just the “tip of the iceberg”, says the ACCC.
Have your smashed avo and eat it too!
MortgagesBlog 1100x733 Avocado

Have your smashed avo and eat it too!

One of the most annoying myths for young homebuyers has to be the smashed avo breaky one. You know - to buy a property you have to forego delicious weekend breakfasts. Well, here are three easy recipes that prove otherwise.
Got a spare pineapple? Pay off your mortgage faster
Budgeting, MortgagesBlog 1100x733 Pineapple Savings

Got a spare pineapple? Pay off your mortgage faster

Reckon you could scrounge together an extra $50 each week to pay off your mortgage? If so, latest modelling shows the average household with a $400,000 loan could save $46,992 and pay off their home loan four years faster.
Housing affordability the best it’s been since 1999: HIA
House Prices, NewsBlog 1100x733 Housing Affordability

Housing affordability the best it’s been since 1999: HIA

Great news for home buyers - housing affordability is the best it’s been since 1999, according to new data released by the nation’s peak housing and building body.
What the cash rate cuts mean for other areas of your finance
Blog, NewsBlog 1100x733 Rates More July19

What the cash rate cuts mean for other areas of your finance

Whenever the Reserve Bank of Australia (RBA) changes the official cash rate we all hear about how it will impact home loans. But it affects many other areas of finance and the economy, which we’ll look into today.
RBA goes back-to-back with cash rate cuts
Interest Rates, MortgagesBlog 1100x733 Rate Drop July19

RBA goes back-to-back with cash rate cuts

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 1%. Yep, that's right, back-to-back rate cuts within just one month.
Granny flat could boost your property value by 30%
House Prices, MortgagesBlog 1100x733 Granny Flat

Granny flat could boost your property value by 30%

Backyard cricket pitch not getting much of a workout these days? Sick of your weekends being taken up with mowing and gardening? Installing a granny flat could be a lucrative solution - boosting the value of your home by 30% and adding around 27% to rental income.
How to find a bank with strong corporate social responsibility
Blog, MortgagesBlog 1100x733 Csr

How to find a bank with strong corporate social responsibility

Yes, we’re well aware that this may sound like an oxymoron to some! But cheeky jokes aside, this is a question we’ve been increasingly receiving. So today we thought we’d look into what good corporate social responsibility means, and how you can find it in a bank.
Is the housing market finally about to reach rock bottom?
House Prices, NewsBlog 1100x733 Market Bottom

Is the housing market finally about to reach rock bottom?

‘Are we there yet?’ That seems to be the million dollar question on everyone’s lips. Today we’ll take a look at whether or not the property market is finally starting to stabilise, as well as when we might start seeing some positive changes in the market.
Getting hounded by ATO impersonators? Don’t get scammed this tax season
Blog, TaxesBlog 1100x733 Ato Scam

Getting hounded by ATO impersonators? Don’t get scammed this tax season

Tax time is just around the corner, which means ATO impersonators are pulling out their bag of tricks to try and scam you. Here are the main scams currently doing the rounds.
Will lenders pass on the RBA rate cut to you?
Interest Rates, Mortgages, NewsBlog 1100x733 Rba Rates June

Will lenders pass on the RBA rate cut to you?

The RBA has cut the official cash rate to a new record low of 1.25%. But hang on a sec… Will lenders even pass on the cut in full? Today we’ll look at how you can make the RBA rate cut work for you.
Your home is not perfect: the value of pest and building inspections
MortgagesBlog 1100x733 Home Inspections

Your home is not perfect: the value of pest and building inspections

They say that home is where the heart is. And it’s true that we spend so much of our time, money and emotions in our homes. So it can be hard to truly look at them and think that something could be wrong.
APRA suggests banks relax key lending criteria
NewsBlog 1100x733 Interest Rate Cut

APRA suggests banks relax key lending criteria

Here’s a bit of good news: you may be able to borrow more for your next home loan after the prudential regulator sent a letter to the banks asking them to relax a key lending criteria.
What the re-elected Coalition government has promised
NewsBlog 1100x733 Coalition Promises

What the re-elected Coalition government has promised

No doubt, like most, you’re suffering from a bit of election fatigue. But stick with us - here’s one last article that explains what you can expect from the 46th parliament of Australia.
How the new govt scheme could give you a head start on property
House Prices, Mortgages, Stamp DutyBlog 1100x733 5% Home Loan Deposit (1)

How the new govt scheme could give you a head start on property

Did you know that it takes four to seven years for the average household to save a 20% deposit for their first home and avoid paying lender’s mortgage insurance? However, a new scheme promises to drastically reduce that time by dropping the required deposit to just 5%.
Interested in increasing your rental returns by up to 30%?
BlogBlog 1100x733 Rentals Pets

Interested in increasing your rental returns by up to 30%?

What would you say if we told you that you could potentially increase your rental returns by up to 30% simply by ticking a box? You'd probably call us 'barking mad'.
Found an account transaction error? Don’t foot the bill
BlogBlog 1100x733 Mistaken Transactions

Found an account transaction error? Don’t foot the bill

Most of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account or credit card statement. Here’s how to avoid footing the bill.
How Important is Timing the Market?
House PricesUnnamed
Will the RBA cut the cash rate this month?
NewsBlog 1100x733 Interest Rate Forecast

Will the RBA cut the cash rate this month?

We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it.
5 ideas to help first home buyers break into the property market
First Home Buyers, MortgagesBlog 1100x733 Crack Property Market

5 ideas to help first home buyers break into the property market

While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door.
With home loan interest rates dropping, is it time to pull the cord?
Interest RatesBlog 1100x733 Interest Rate Cuts

With home loan interest rates dropping, is it time to pull the cord?

Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you'll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy.
7 simple ways to protect your home these Easter holidays
BlogBlog 1100x733 Easter Burglar

7 simple ways to protect your home these Easter holidays

The Easter holidays are a great time to get away with the family. Unfortunately, this means they're also a prime time for burglars to target your unoccupied home. Here are seven simple ways to deter uninvited guests from entering your property these holidays – sorry Easter Bunny!
Making the most of the instant asset write-off
BlogBlog 1100x733 Instant Asset

Making the most of the instant asset write-off

Cash flow is like your daily hit of caffeine. You don't really notice how important it is for your business until you've got to try and operate without it. Today we'll look at how the recently expanded instant asset write-off initiative can help out in that area.
How to welcome a baby into the family and stay on budget
BudgetingBlog 1100x733 Welcoming Baby

How to welcome a baby into the family and stay on budget

Welcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it's not without its expenses.
What the 2019 federal budget means for your family's finances
BudgetingBlog 1100x733 Federal Budget

What the 2019 federal budget means for your family’s finances

With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they'll mean for your family's monthly budget.
The many hats we wear
BlogBlog 1100x733 Hats Other Services

The many hats we wear

Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don't just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options.
Top 5 tips for standing out on Airbnb
BlogBlog 1100x733 Airbnb Tips

Top 5 tips for standing out on Airbnb

The short term rental market is booming. Each year, tens of thousands of Australians list their properties on Airbnb to make a tidy buck on the side. Here are our top five tips on how to stand head and shoulders above your competition.
12 reasons you should see a broker for car finance
Asset FinanceBlog 1100x733 Car Finance

12 reasons you should see a broker for car finance

We've all heard the horror stories about a mechanically-challenged friend buying a car and it turning out to be an absolute lemon! Well, the truth is that sourcing the finance for the car isn't all too dissimilar. But here are 12 reasons why you won't end up with a lemon of a loan with us!
How to choose your default Super fund
BlogBlog 1100x733 Choosing Super

How to choose your default Super fund

Choosing the right superannuation fund can be like navigating a maze. Just when you think you're onto a winner you run into a dead end – whether that be because of high fees, hidden costs, or poor performance. Today we'll break down the process of choosing a fund in 9 simple steps.
A huge thank you for all your support
NewsBlog 1100x733 Thank You

A huge thank you for all your support

What a rollercoaster month it's been for the mortgage broking industry and our customers. The good news for the both of us is that our service to you will stay exactly the same moving forward, no matter who wins government come May.
5 ways to combat current property market conditions
BlogBlog 1100x733 Combat Decline

5 ways to combat current property market conditions

Australia's housing market might be on a bit of a downward trajectory, but that doesn't mean the value of your home can't buck the trend. Here are five ways you can increase the value of your property, without necessarily increasing your monthly mortgage repayments.
How to avoid getting bamboozled by a pesky salesperson
BlogBlog 1100x733 Sales Tactics

How to avoid getting bamboozled by a pesky salesperson

We've all done it. In a moment of weakness, a dodgy salesperson has persuaded us to hand over our hard earned money for a purchase we didn't really need, let alone want. Here's how to politely rebuff a salesperson's pressure tactics.
Mortgages not holding Aussies back from travel
BlogBlog 1100x733 Mortgage Travel

Mortgages not holding Aussies back from travel

It's no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!
3 ways to kick your gambling habit this footy season
BlogBlog 1100x733 Gambling

3 ways to kick your gambling habit this footy season

When it comes to footy, Australians love a punt – of both the kicking and betting varieties. The thing is though, one is great fun, the other can cost you thousands of dollars a year.
Technological budget killers to watch out for in 2019
BudgetingBlog 1100x733 Budget Killers 2019

Technological budget killers to watch out for in 2019

As technology continues to evolve, so too do the challenges of keeping your family budget in check. This week we're going to look at a couple of technological trends that could put your family budget under some real strain in 2019.
Australian Financial Complaints Authority: Quick Guide
NewsFinancial Complaint

Australian Financial Complaints Authority: Quick Guide

Do you have a complaint to make about a bank or finance provider? As of 1st November, 2018 making a financial complaint in Australia became much easier.
Do you shop with Afterpay? Read this
BudgetingBlog 1100x733 Afterpay

Do you shop with Afterpay? Read this

We all experience times in life when we just can't wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.
Will New Rules For Foreign Investors Affect Sydney House Prices?
House Prices, NewsHousing Prices

Will New Rules For Foreign Investors Affect Sydney House Prices?

Some developers and property experts fear that foreign demand may be weakening after both federal and state governments tightened rules for foreign buyers.
Why A Mortgage Broker Is Better Than A Bank
Sydney Mortgage BrokerMortgage Broker

Why A Mortgage Broker Is Better Than A Bank

Most people believe big banks are safer, but a mortgage broker can secure you a much better deal than going directly with a bank. Here’s why.
What are the main costs of buying a property?
Blog, Mortgages
Buying your first investment property?
Blog, Mortgages
Subscribe for Insider Mortgage Tips and Early Access to Our Resources
Stay In The Know

"*" indicates required fields

1/3
2/3
3/3