Meet Colin Lewis: The financial strategist every Australian family needs to hear from

What happens when love, legacy, and property collide? In this episode, I sit down with Colin Lewis, one of the most respected financial commentators in Australia, for a conversation that every parent, aspiring homeowner, and self-employed business owner needs to hear.

Colin is known for cutting through the noise, and today, he unpacks the real implications of the “Bank of Mum and Dad,” co-ownership with children, and the often-overlooked risks of guarantees and gifts. But this chat goes beyond just money, it’s about relationships, responsibilities, and the blind spots we don’t know we have.

We talk about strategic financial advice, asset protection, navigating Centrelink rules, and how to build a financial future without sacrificing your family dynamic.

Whether you’re helping your kids buy their first home or planning your own retirement, this episode will change how you think about wealth, planning, and what it means to truly support the next generation.

Colin Lewis talks about:

03:30The rise of the Bank of Mum and Dad
06:29What can go wrong with guarantor loans
12:01Strategic advice vs cookie-cutter solutions
16:07Superannuation traps and estate planning
20:01Legal implications of gifts vs loans
25:31Co-ownership: pros, cons, and tax implications
30:11Using the First Home Super Saver Scheme
33:10What does it mean to be high net worth today?
38:05The psychology of the age pension and real retirement planning
43:21When is an SMSF actually necessary?
47:07Small business CGT concessions explained
52:13Super neglect among the self-employed

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron’s decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. 

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

About Colin Lewis:

Colin Lewis is one of Australia’s leading experts in superannuation, tax strategy, and retirement planning. With over 30 years of experience in financial services, Colin serves as the Head of Strategic Advice at Fitzpatrick’s Private Wealth, where he provides high-level technical and strategic support to financial advisers across the country.

A sought-after speaker and regular contributor to the Australian Financial Review, Colin is known for making complex financial concepts practical and understandable. His work helps both professionals and individuals navigate the intricacies of wealth management, estate planning, and intergenerational financial advice.

Connect with Colin Lewis:

Visit the website: https://fitz.com.au/

Follow Colin Lewis on LinkedIn: https://www.linkedin.com/in/colin-lewis-17640731/

Check out his 50+ articles in the AFR here: https://www.afr.com/by/colin-lewis-p4yvmq