What if everything you’ve been told about interest rates and property crashes is wrong? In this episode, I sit down with Terry Ryder, veteran property researcher, author of Why Property Values Rise and Matter, and founder of Hotspotting. Together, we unpack why Australian property prices keep rising, even when experts predict downturns.

Terry brings four decades of market experience, real data, and proven investor principles. He explains what separates successful portfolio builders from those who stay stuck on the sidelines. This isn’t theory. Instead, it’s a clear roadmap for anyone serious about how to buy your first investment property in Australia and build long-term wealth through real estate.

In this episode, you’ll learn:

  • Why property values rise during high interest rate periods
  • How to build a strong property investment team
  • Where to find high-growth, high-yield locations
  • The biggest mistakes new investors must avoid
  • How to stay the course through market cycles

So, if you’re ready to level up your Australian property investment strategy, subscribe, share your biggest takeaway in the comments, and grab our free property resource here: The Happy Home Loan Handbook.

We talk about:

00:00Why property rises despite high interest rates
02:55Why crash predictions keep failing
06:33Are buyer’s agents worth the money?
09:29Property booms during high-rate periods
12:46How migrant investors spot opportunity faster
15:55How Terry would start investing from scratch
19:32How to avoid costly beginner mistakes
22:44Can you get cash flow and capital growth?
26:31Which cities are set to boom in 2026?
30:08Why all Australian markets are rising
33:30The supply shortage driving price growth
36:37Will tighter lending change demand?
40:21Who’s really behind the housing crisis?
43:11Final advice for serious investors

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron’s decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. 

🔗 Connect with Aaron:
Website | Instagram | Facebook | LinkedIn | YouTube

About Terry Ryder:

Terry Ryder is one of Australia’s most respected residential property analysts. He has researched and written about real estate markets since 1982. After serving as Property Editor at The Courier Mail, he founded Hotspotting.com.au, a leading research platform that helps investors identify future high-growth suburbs across Australia.

Terry has authored four property books and regularly appears across TV, radio, and print media. Moreover, he provides mentoring and speaks to investors and professionals on Australian property investment strategy, market cycles, and capital growth drivers.

🔗 Connect with Terry Ryder:
Website LinkedIn