Are you curious about how to build long-term wealth by focusing on quality investments over quick returns?

In this episode, Ben Nash, Australia’s most-followed financial planner, shares his journey from launching Pivot Wealth in 2015 to balancing family life and business success. Discover the strategies that have helped Ben create sustainable financial freedom and avoid the traps of lifestyle creep.

Ben will show you why fewer, smarter decisions are the key to success and why quality properties in premium locations outperform chasing fast returns. Whether you’re just starting or already on your wealth-building path, this episode offers practical insights you can act on today.

We’ll explore how aligning financial goals with your partner, balancing debt with investment, and smart budgeting can transform your financial future.

In this episode, you’ll learn:
✅ Why high-income earners still need a budget to avoid financial strain
✅ The importance of choosing quality assets over quick gains
✅ How to balance debt and investments to unlock long-term wealth

🎧 Watch the full episode to learn how to make smarter money moves and build wealth sustainably!

Ben Nash talks about:

00:00Introduction
01:45Ben’s Journey: Founding Pivot Wealth and Balancing Family Life
05:22The Impact of Lifestyle Creep on Wealth Accumulation
09:08The Importance of Smart, Systemized Financial Decisions
13:36Why Even High Earners Need a Budget
17:52Balancing Debt Repayment with Investing for Long-term Wealth
21:19Quality vs. Quick Returns: Investing in Premium Properties
25:47Aligning Financial Goals with Your Partner
29:35Common Mistakes That Hold Investors Back
33:02Insights from Ben’s Book, "Virgin Millionaire"
37:10Strategies for Engaging with Financial Resources and Tools
41:48Final Thoughts and Ben’s Key Takeaways

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron’s decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

About Ben:

Ben Nash is the founder of Pivot Wealth and one of Australia’s top financial planners. Since 2015, he’s helped high-income earners make smarter financial decisions, focusing on budgeting, avoiding lifestyle creep, and investing in quality assets for long-term growth. Through his podcast “Mo Money” and book “Virgin Millionaire,” Ben shares practical strategies to build wealth from the ground up.

Connect with Aaron:

Visit the website: 

https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account:

https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Connect with Ben:

Visit the website: 

https://pivotwealth.com.au/ 

Follow Ben Nash on LinkedIn: 

https://www.linkedin.com/in/benjaminjnash/?originalSubdomain=au 

Follow Ben Nash on Instagram: 

https://www.instagram.com/pivotben/?hl=en 

Follow pivot wealth on Facebook:

https://www.facebook.com/pivotwealth