Meet Rishi Bajaj: From losing his job to building a 9-property portfolio with strategy and grit

What happens when your income disappears overnight? For Rishi Bajaj, it was the wake-up call that sparked a complete financial transformation.

In this episode, Rishi, now a successful buyer’s agent and property investor, shares how losing his job during COVID lit the fire that led him to build a diversified 9-property portfolio. We unpack the most overlooked aspect of investing, cash flow management, and how the right tools (including Rishi’s very own spreadsheet) can make or break your ability to scale.

We explore the three stages of investing, acquisition, stabilisation, and consolidation, and the hard-earned mistakes Rishi made along the way, from buying without due diligence to holding on too long. If you’re stuck at 1 or 2 properties and wondering how to move forward, this one’s for you.

Let this episode be your blueprint to scale with confidence and clarity.

Link to the spreadsheet spoke about in this episode – https://docs.google.com/spreadsheets/d/1UANDSoLGN6HSBdK4-A54-b3dpbs4DgVjXkFiqUVTfn8/edit?usp=sharing

Rishi Bajaj talks about:

01:29Questions This Episode Will Answer
05:29The Missing Piece in Your Property Strategy
11:11How to Build Holding Capacity & Sleep at Night
16:38Treating Your Portfolio Like a Business
21:43Strategic Scaling Without Hitting a Wall
28:38Why a Clear Strategy Beats Hotspots
31:34The Moment That Changed Everything
37:37Rishi’s Full Property Portfolio Breakdown
43:07Mistakes to Avoid on Your Investing Journey
49:39From Average Investor to Top 1%: How to Break Through
55:34Choose Your Hard: Cars vs. Cash Flow
1:01:45Take Action, Build a Strategy, and Don’t Settle

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron’s decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. 

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel: https://www.youtube.com/@atelierwealth_au

About Rishi Bajaj:

Rishi Bajaj is the Founder and Director of InvestVise, a boutique buyer’s agency helping Australians build wealth through strategic property investment. With over a decade of personal investing experience across residential, commercial, and SMSF structures, Rishi brings deep insights and a hands-on approach to every client.

A former IT professional turned full-time property expert, Rishi is passionate about guiding clients from their first investment through to multi-property portfolios, focusing on long-term planning, cash flow management, and tailored strategies. His mission is simple: empower everyday Australians to achieve financial freedom through smart, sustainable property investing.

Connect with Rishi Bajaj:

Visit the website: https://www.investvise.com.au/ 

Follow Rishi Bajaj on LinkedIn: https://www.linkedin.com/in/rishi-bajaj-21a19814/ 

Follow Rishi Bajaj on Instagram: https://www.instagram.com/investvise_rishi/