Meet Dr. Matija Djolic: the data scientist decoding Australia’s property market

Have you ever wondered where buyers’ agents get their “data-driven insights”?
In this episode, we reveal the story behind Dr. Matija Djolic, co-founder of Htag (Higher Than Average Growth), the prop-tech platform powering many of Australia’s top property professionals.

From working in construction to earning a PhD in organisational behaviour, Dr. Djolic has built a revolutionary tool that converts 150+ data points into smarter, faster property decisions.

What you’ll learn:

  • How to spot high-growth suburbs before the mainstream media does
  • Why defining your buyer brief is key to long-term success
  • The real difference between yield and capital growth strategies
  • How brokers and investors use AI and analytics for better outcomes
  • The truth about property “hotspots” and how to find real warm spots instead

👉 Subscribe for weekly insights on how to buy your first investment property in Australia. Comment below and share your biggest takeaway from Dr. Djolic’s story!

We talk about:

00:00The truth about data-driven buyers’ agents
01:09From builder to PhD data scientist
05:00When he realised property seminars were traps
07:25Why everyone’s using the wrong data
11:05How customer chats shaped Htag
13:15Why clear data builds investor trust
16:25The logic behind supply and demand
20:15What Google Maps teaches about property trends
23:20How Htag finds real “hot spots”
27:205 questions every investor must ask
31:25Yield vs growth, you can’t have both
34:40Balancing cash flow and growth
38:05How risk and diversification shape returns
42:15Getting started with the Htag platform
46:30How brokers unlock client equity
49:20Turning data into smarter investing stories
51:25Why clients want education, not sales
54:50The “Warm Spot” method for 20–30% growth
57:05How Matija predicts capital growth
01:01:10Why transparency earns long-term trust
01:03:00The future of property investing with AI and data

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. 

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron’s decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. 

🔗 Connect with Aaron:
Website | Instagram | Facebook | LinkedIn | YouTube

About Dr. Matija Djolic:

Dr. Matija Djolic is the co-founder and CEO of HtAG Analytics, a Sydney-based prop-tech company analysing more than 2 billion data points to identify high-growth property markets.
With a PhD in Organisational Psychology and a background in construction and analytics, Matija combines academic rigour with real-world expertise.

He’s passionate about helping everyday investors cut through the noise and use data-backed insights instead of hype.
Matija regularly shares his expertise on podcasts, social media, and at industry events, empowering buyers’ agents and first-time investors to build smarter, more resilient portfolios.

🔗 Connect with Dr. Matija Djolic:

Website | LinkedIn | Instagram | Facebook