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Your Guide To Buying An Investment Property

Investing in property can be rewarding. But investing successfully is a balance of understanding what you want to purchase and what your investment strategy is. Success leaves clues and we’ve pulled together this guide to help you succeed.

When it comes time to buy an investment property, knowledge is power. There are many conflicting opinions when it comes to investing. For instance, you should buy a house, not an apartment, or you should buy established properties instead of brand new. The list goes on.

The right investment strategy is designed with your endgame in mind – what life do you want to achieve and how can property investing help you get there? The below property investment guide will give you our best tips and tricks to help you approach buying an investment property with the proper due diligence.

Using our tips, you can ensure that each investment property you purchase is a valuable addition to your portfolio.

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Our Property Investment Guide

Our mission is to help more property investors build a high-quality portfolio. It’s about buying quality, not quantity. If you’re accessing equity or planning to rentvest, they are different strategies that require different steps to help you succeed. Our track record of helping hundreds of investors scale up their portfolios is something we’re proud of. This is also reassurance to you that you are in good hands with our team at Atelier Wealth Mortgage Brokers.

When it comes to buying a property investment, nothing replaces the advice of a seasoned professional. That said, the more information you have, the better. We created this property investment guide to help property investors navigate the process of buying investment properties. Keep scrolling to get started on your property investment journey.

As a would-be property investor, your first step is to assess your financial situation. You need to know exactly how much you can afford to use as a deposit, what your borrowing capacity is, what assets you have, whether you have any liabilities, and what your working situation is.
It also helps to think about the future as well. For example, if you are a couple looking to have children, how will this impact your future earning potential? Property is typically seen as a medium to long-term investment, which means that you may not see a return straight away. Therefore, it’s important to think about the long-term implications of growing your property portfolio, rather than thinking about it as a quick investment.

Before you start picking out potential investment properties, consider what your long-term goals are. Some clients have aspirations to build a large portfolio with a view to start building towards retirement, while others just want an easy-to-manage property that they can potentially live in later on. These are all important factors to consider when investing in property.

There’s an old saying, “it’s time in the market, not timing the market”. If you want to take action let us help you. An investment savvy mortgage broker with experience in property investing can map out your plans and enable you to achieve your property aspirations. As property investors, our capabilities are all a little different, from what we can afford to purchase to the kinds of investments we’d prefer to purchase.

Our mortgage brokers have worked with countless property investors to help them build their wealth and buy properties they thought they couldn’t afford. The earlier you engage a mortgage broker, the sooner you can start to invest and take advantage of opportunities available in the market.

Building up a property investment portfolio is very different to purchasing a home loan. Our mortgage brokers have in-depth experience working with property investors. We understand that every single client faces their own challenges. We help identify these challenges and overcome any hurdles in time to secure their loan.

FAQ’s

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Happy Clients Say

We want to express our gratitude for your exceptional efforts in successfully completing this purchase. Your professionalism, attention to detail, and timely communication made the entire process smooth and stress-free.

Thank you once again for your valuable assistance.

Behrang and Sherry

Aaron had a very friendly and welcoming character, which is a nice change to dealing directly with the large banks which can be quite a soulless interchange. The process has been seamless from start to finish with consistent communication. I would also add that at no point have I felt like a commission cheque – which I have felt many times before with previous brokers – so I have to say that is very refreshing. I’ve since provided Aaron’s details to some very close friends and colleagues.

Mathew A
Investor

Aaron was a pleasure to deal with when buying my first home last year. Initially, the entire process felt overwhelming, however when Aaron became involved his advice and professional manner made me feel very comfortable. He was always available to answer questions and provide guidance, and still contacts me well after my loan settled to have a quick talk and make sure everything is okay.

Michael S
First Home Buyer

Aaron could not have been more helpful, from the moment we first met until settlement. He clearly guided us through the whole process and ensured that if we had any questions along the way, we received clear and concise answers as soon as possible. He really took a lot of the stress out of the process. We were extremely grateful for Aaron’s service and would not hesitate to recommend him to anyone who is looking to buy a new home.

Ashleigh S
Home Buyer

Aaron is a thorough professional. We are floored at the speed with which our case, capsuled in all possible challenges facing our loan application, was taken up. He ensured timely communication on documentation required, getting the right feedback from lenders, evaluation agencies, etc. The mechanism of putting a personalised mortgage angel in place for feedback and updates during the settlement period is unheard of. Finally, the personal touch from Aaron staying in regular connect kept our anxiety away during the whole process.

Michael & Bianca W
Investors

We can’t thank you enough for all of your hard work and support throughout the purchase of our first home. Nothing was ever too much trouble, and you made this rather daunting process much easier – and dare we say, even enjoyable. Your knowledge made us feel like we were in safe hands and you constantly exceeded our expectations. Thank you again.

Sarah and Kate O
First Home Buyers

I am a BDM with Nab Broker working with over 300 Brokers. I have been working with Aaron for over a year and in this time I have really enjoyed working with him. Aaron is extremely knowledgeable and is focused on finding the right solution for each and every one of his customers. He goes above and beyond for his customers and is a pleasure to work with. Aaron is, in my opinion, the future of the broking industry. He brings credibility and trust and will be a huge force moving forward.

Ryan M
BDM
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Our Blogs
BlogProperty Investing Strategy Australia

What Successful Property Investors Are Doing Differently Heading Into 2026

Learn what successful Australian property investors are doing differently in 2026, and how a smarter strategy and mindset can help you build long-term wealth.
BlogWhy Property Investors Get Stuck

Why So Many Property Investors Get Stuck at One Property and How to Break Through

Learn why property investors get stuck at one property, how to build alignment with your partner, and what to do next to grow your portfolio.
BlogProperty Investing Mindset

The Mindset That Separates Successful Property Investors

This powerful investing mindset can transform your wealth. Learn how top investors think, act and build portfolios that scale faster.
Blog2026 Property Investment Strategy

How Smart Investors Are Positioning Themselves for the 2026 Property Market

Discover how top investors are navigating the 2026 property market using strategy over timing.
BlogFinancial Planning For Property Investors

Why Most Property Investors Fail (& How Financial Planning Changes Everything)

Many investors focus on property first and strategy last. Learn how cashflow, income and financial planning can make or break your portfolio success in Australia.
BlogTop 100 Mortgage Brokers Australia

How We Became One of Australia’s Top 100 Mortgage Brokers (and What We’ve Learned)

The journey of Atelier Wealth - how teamwork, experience, and community turned two brokers into one of Australia’s Top 100 mortgage firms.
BlogAustralian Property Market

It Feels Like COVID Again! Banks Are Overloaded and Buyers Are Desperate

Australia’s property market is running hot in 2025. Banks are overloaded, buyers are desperate, and trust lending is reshaping the investment landscape
BlogInvesting Before 30

From Listener to Investor: How Lauren Built a 4 Property Portfolio Before 30

How Lauren went from podcast listener to owning four properties before 30, proving smart strategy and discipline can fast-track wealth.
BlogData Driven Property Investment

The Data Scientist Decoding Australia’s Property Market | Meet Dr Matija Djolic

Discover how Dr Matija Djolic and Htag are transforming property investment with behavioural data, clear insights, and predictive analytics.
BlogAllan Mason Property Investing

Allan Mason’s 40 Year Playbook for Building Wealth in Australia

Accountant and author Allan Mason reveals why success in property investing is about structure, strategy, and the courage to play the game.
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