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Your Guide To Buying An Investment Property

Investing in property can be rewarding. But investing successfully is a balance of understanding what you want to purchase and what your investment strategy is. Success leaves clues and we’ve pulled together this guide to help you succeed.

When it comes time to buy an investment property, knowledge is power. There are many conflicting opinions when it comes to investing. For instance, you should buy a house, not an apartment, or you should buy established properties instead of brand new. The list goes on.

The right investment strategy is designed with your endgame in mind – what life do you want to achieve and how can property investing help you get there? The below property investment guide will give you our best tips and tricks to help you approach buying an investment property with the proper due diligence.

Using our tips, you can ensure that each investment property you purchase is a valuable addition to your portfolio.

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Our Property Investment Guide

Our mission is to help more property investors build a high-quality portfolio. It’s about buying quality, not quantity. If you’re accessing equity or planning to rentvest, they are different strategies that require different steps to help you succeed. Our track record of helping hundreds of investors scale up their portfolios is something we’re proud of. This is also reassurance to you that you are in good hands with our team at Atelier Wealth Mortgage Brokers.

When it comes to buying a property investment, nothing replaces the advice of a seasoned professional. That said, the more information you have, the better. We created this property investment guide to help property investors navigate the process of buying investment properties. Keep scrolling to get started on your property investment journey.

As a would-be property investor, your first step is to assess your financial situation. You need to know exactly how much you can afford to use as a deposit, what your borrowing capacity is, what assets you have, whether you have any liabilities, and what your working situation is.
It also helps to think about the future as well. For example, if you are a couple looking to have children, how will this impact your future earning potential? Property is typically seen as a medium to long-term investment, which means that you may not see a return straight away. Therefore, it’s important to think about the long-term implications of growing your property portfolio, rather than thinking about it as a quick investment.

Before you start picking out potential investment properties, consider what your long-term goals are. Some clients have aspirations to build a large portfolio with a view to start building towards retirement, while others just want an easy-to-manage property that they can potentially live in later on. These are all important factors to consider when investing in property.

There’s an old saying, “it’s time in the market, not timing the market”. If you want to take action let us help you. An investment savvy mortgage broker with experience in property investing can map out your plans and enable you to achieve your property aspirations. As property investors, our capabilities are all a little different, from what we can afford to purchase to the kinds of investments we’d prefer to purchase.

Our mortgage brokers have worked with countless property investors to help them build their wealth and buy properties they thought they couldn’t afford. The earlier you engage a mortgage broker, the sooner you can start to invest and take advantage of opportunities available in the market.

Building up a property investment portfolio is very different to purchasing a home loan. Our mortgage brokers have in-depth experience working with property investors. We understand that every single client faces their own challenges. We help identify these challenges and overcome any hurdles in time to secure their loan.

FAQ’s

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Happy Clients Say

We want to express our gratitude for your exceptional efforts in successfully completing this purchase. Your professionalism, attention to detail, and timely communication made the entire process smooth and stress-free.

Thank you once again for your valuable assistance.

Behrang and Sherry

Aaron had a very friendly and welcoming character, which is a nice change to dealing directly with the large banks which can be quite a soulless interchange. The process has been seamless from start to finish with consistent communication. I would also add that at no point have I felt like a commission cheque – which I have felt many times before with previous brokers – so I have to say that is very refreshing. I’ve since provided Aaron’s details to some very close friends and colleagues.

Mathew A
Investor

Aaron was a pleasure to deal with when buying my first home last year. Initially, the entire process felt overwhelming, however when Aaron became involved his advice and professional manner made me feel very comfortable. He was always available to answer questions and provide guidance, and still contacts me well after my loan settled to have a quick talk and make sure everything is okay.

Michael S
First Home Buyer

Aaron could not have been more helpful, from the moment we first met until settlement. He clearly guided us through the whole process and ensured that if we had any questions along the way, we received clear and concise answers as soon as possible. He really took a lot of the stress out of the process. We were extremely grateful for Aaron’s service and would not hesitate to recommend him to anyone who is looking to buy a new home.

Ashleigh S
Home Buyer

Aaron is a thorough professional. We are floored at the speed with which our case, capsuled in all possible challenges facing our loan application, was taken up. He ensured timely communication on documentation required, getting the right feedback from lenders, evaluation agencies, etc. The mechanism of putting a personalised mortgage angel in place for feedback and updates during the settlement period is unheard of. Finally, the personal touch from Aaron staying in regular connect kept our anxiety away during the whole process.

Michael & Bianca W
Investors

We can’t thank you enough for all of your hard work and support throughout the purchase of our first home. Nothing was ever too much trouble, and you made this rather daunting process much easier – and dare we say, even enjoyable. Your knowledge made us feel like we were in safe hands and you constantly exceeded our expectations. Thank you again.

Sarah and Kate O
First Home Buyers

I am a BDM with Nab Broker working with over 300 Brokers. I have been working with Aaron for over a year and in this time I have really enjoyed working with him. Aaron is extremely knowledgeable and is focused on finding the right solution for each and every one of his customers. He goes above and beyond for his customers and is a pleasure to work with. Aaron is, in my opinion, the future of the broking industry. He brings credibility and trust and will be a huge force moving forward.

Ryan M
BDM
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Our Blogs
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RBA Rate Cut, Again! Answering Your Burning Questions

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BlogHow to Manage Cash Flow & Scale Your Property Portfolio

How to Manage Cash Flow & Scale a Property Portfolio Without Breaking the Bank

Learn how to manage cash flow, reduce risk, and grow your property portfolio with insights from buyer’s agent Rishi Bajaj.
BlogAustralian property prices

Cameron Kusher on What’s Really Driving Australian Property Prices (and Why Waiting Could Cost You More)

Cameron Kusher reveals what’s really driving Australian property prices and why waiting to invest might cost you more.
BlogHow to build a property portfolio

How One Couple Built a 9 Property Portfolio on a $120k Income

Discover how one Aussie couple built a 9-property portfolio on a $120k income. Learn the mindset, strategy, and steps they used to create passive income and long-term wealth
BlogWhy Tax Compliance Could Make or Break Your Property Portfolio

Why Tax Compliance Could Make or Break Your Property Portfolio

Nicole Kelly reveals how to stay ATO-compliant, avoid costly tax mistakes, and treat your property portfolio like a business with TaxTank.
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