Australian Financial Complaints Authority: Quick Guide
Do you have a complaint to make about a bank or other finance provider? You’ll be pleased to know that as of last Friday (1st November), making a financial complaint in Australia became much easier. The Australian Financial Complaints Authority (AFCA) will...
Do you shop with Afterpay? Read this
We all experience times in life when we just can’t wait to get our hands on that shiny new item. But as the old saying goes: good things come to those who wait.
Remortgage to Renovate : How It Works
Most homeowners have renovation ideas. Whether it’s a new kitchen, a bigger bathroom or a walk-in wardrobe, there’s usually something we want to change. When these ideas turn into a necessity (or an overwhelming ambition), it’s time to think about how you will finance...
Are First Home Buyers Taking Advantage Of NSW Stamp Duty Cuts?
Cuts to stamp duty in NSW came into effect at the beginning of the 2017/2018 financial year. The increased grants and concessions were designed to improve housing affordability for first time home buyers across NSW. But have they worked? Has there been more first...
Will New Rules For Foreign Investors Affect Sydney House Prices?
Australia, and Sydney, in particular, have always been magnets for foreign investors. Our strong economy, multicultural society, and beautiful natural landscapes, entice many foreigners to buy property. However, some developers and property experts fear that foreign...
Why A Mortgage Broker Is Better Than A Bank
In Australia, the usual course of action for aspiring home buyers is to go with a bank instead of a mortgage broker. This is because most people believe banks are a much safer option with their established brand names and reputations. However, a mortgage broker can...
When Should You Consider A Refinance Home Loan
Thinking of taking out a refinance home home loan? Many Australians have done the same, and found this option to be a smart financial solution. Refinancing, at its most basic level, involves taking out a fresh new loan and having your original home loan paid off. This...
5 Things to Know as a First Home Buyer
Buying your first home is an exciting time---but it can also be confusing. It’s normal to feel a bit overwhelmed with the process. After all, you’re new to this! But with an investment partner like Atelier Wealth at your side, purchasing your first home can be not...
Stepping Up Your House Hunting Game
The weekend property hunt was fun at the start – shortlisting properties and getting in touch with the agent so they knew you were keen! Then two months later, you find yourself (embarrassingly) seeing the same agents and going through the routine. Most clients think...
3 factors that affect your borrowing capacity
Before going ahead with a home loan application, it’s crucial to assess how much you can borrow and also what you can realistically afford in repayments. Understanding what impacts your borrowing capacity can help you prepare for your first meeting. Three key factors...