Australian Financial Complaints Authority: Quick Guide

Do you have a complaint to make about a bank or other finance provider? You’ll be pleased to know that as of last Friday (1st November), making a financial complaint in Australia became much easier. The Australian Financial Complaints Authority (AFCA) will...

Remortgage to Renovate : How It Works

Most homeowners have renovation ideas. Whether it’s a new kitchen, a bigger bathroom or a walk-in wardrobe, there’s usually something we want to change. When these ideas turn into a necessity (or an overwhelming ambition), it’s time to think about how you will finance...

Why A Mortgage Broker Is Better Than A Bank

In Australia, the usual course of action for aspiring home buyers is to go with a bank instead of a mortgage broker. This is because most people believe banks are a much safer option with their established brand names and reputations. However, a mortgage broker can...

5 Things to Know as a First Home Buyer

Buying your first home is an exciting time---but it can also be confusing. It’s normal to feel a bit overwhelmed with the process. After all, you’re new to this! But with an investment partner like Atelier Wealth at your side, purchasing your first home can be not...

Stepping Up Your House Hunting Game 

The weekend property hunt was fun at the start – shortlisting properties and getting in touch with the agent so they knew you were keen! Then two months later, you find yourself (embarrassingly) seeing the same agents and going through the routine. Most clients think...

3 factors that affect your borrowing capacity

Before going ahead with a home loan application, it’s crucial to assess how much you can borrow and also what you can realistically afford in repayments. Understanding what impacts your borrowing capacity can help you prepare for your first meeting. Three key factors...